Ohio Financial Assistance
Understanding Federal and State Financial Assistance in Ohio
Financial stress is a reality for many Ohio residents. Fortunately, a variety of public programs are available to provide help. This guide will take you through the several assistance options, eligibility criteria, and the application process. We'll also provide insight into government-subsidized programs and non-profit agencies. Finally, we'll share strategies to overcome financial issues long-term.
Federal and State Assistance Programs
The Ohio government, in tandem with federal initiatives, provides several types of financial assistance, including Food Assistance Program (SNAP), Medicaid, Temporary Assistance for Needy Families (TANF), and Low-Income Home Energy Assistance Program (LIHEAP).
Food Assistance Program (SNAP)
SNAP provides financial help with purchasing nutritious food. To qualify, a family's gross monthly income must be 130% below the Federal Poverty Level, and net income 100% below it.
Medicaid
Medicaid provides health coverage to low-income individuals and families. Eligibility is based on income, family size and some specific circumstances like pregnancy and age.
Temporary Assistance for Needy Families (TANF)
TANF offers financial assistance and career training to low-income families. To be eligible, families must have minor children and meet specific financial criteria, including maximum income limits.
Low-Income Home Energy Assistance Program (LIHEAP)
LIHEAP aids with heating and cooling expenses. Eligibility is based on income (cannot exceed 175% of the Federal Poverty Guidelines) and household size.
How to Apply for Assistance Programs
Apply for these programs through the Ohio Department of Job and Family Services. For applying online, visit the benefits portal on their website. Alternatively, you can apply in-person at your county JFS office.
Government-Subsidized Housing and Health Care Options
Several programs exist to help individuals who can't afford housing or healthcare.
Ohio Housing Finance Agency (OHFA)
OHFA provides affordable housing opportunities. Eligibility is determined by income, and applications must be submitted through a local Public Housing Agency.
Medicare and Medicaid
Medicare provides health coverage for individuals 65 and older or with specific disabilities. Medicaid covers low-income households. Both are government subsidized programs.
Non-Profit Agencies
Several non-profits help Ohioans in financial need.
Catholic Social Services
Catholic Social Services offer financial counseling and emergency aid with food, utilities and rent.
Mid-Ohio Food Bank
The Mid-Ohio Food Bank provides meals and food supplies to individuals and families in need.
Strategies for Individuals in Financial Need
Relying on assistance programs is crucial in times of financial stress, but it's also important to plan for the future.
Create a Budget
Budgeting is the first step toward financial stability. Track your income and expenses to understand where cuts can be made, or where supplementary income might be needed.
Invest in Education and Skills Training
Seek opportunities for education or skill enhancement. This increases your competitiveness in the job market, which can lead to higher income.
Get Financial Counseling
Many nonprofits provide free or low-cost financial counseling. This can provide personalized guidance to improve your financial situation.
Handling financial instability can be tough, but Ohio offers numerous resources to help its residents. Make use of these services, apply as necessary, and begin taking steps towards financial independence.
Search for Financial Assistance in Ohio
Latest additions in Ohio
Mary Grace Memorial Foundation
Offers grants that are
reviewed monthly to help cancer patients and their families with utility
bill payment, mortgage and rent payment.HOW SERVICE IS PROVIDED: Web
site, by mail and by phone.WHO QUALIFIES: Must be a resident of Medina
County.
Must be a cancer patient or have a family member receiving
cancer treatment in order to apply for assistance.
Reviews grant
applications once per month.
Assistance only offered once a year per
family.HOURS OF SERVICE: VariesFEES: FreeREQUIRED DOCUMENTS: Completed
application; Written proof of medical condition from doctor.HOW TO
ACCESS: Visit web site 24 hrs a day, 7 days a week for information and
to download application.
Patient may contact foundation directly but all
payments are sent directly to the mortgage, rental or utility
company.SERVICE CONTACT PERSON: DirectorSITE DESCRIPTION: Offers grants
as financial assistance to cancer patients and their family members.
Additionally organizes annual Race with Grace fundraiser to benefit
cancer research and other cancer related non-profit organizations.TRAVEL
INSTRUCTIONS: Information not availableWHEELCHAIR ACCESSIBILITY:
Information not available. .. (continue to details page for more info and costs)
41.1421603,-81.8640726
- Phone
- Location
- Medina Twp., OH
Union County Department of Family Services Marysville - JFS Office
For more information, about Financial assistance and other services provided by this office, contact them directly to the number provided.
.. (continue to details page for more info and costs)
40.2243070,-83.3695556
- Phone
- (937) 644-1010
- Location
- Marysville, OH
Utility Assistance Ashland
For more information, about Financial assistance and other services provided by this office, contact them directly to the number provided.
.. (continue to details page for more info and costs)
40.8650858,-82.3037549
- Phone
- (419) 281-8001
- Location
- Ashland, OH