In Round Rock, Texas, there are various local, state, and federal programs designed to assist individuals and families in financial need. Here's everything you need to know about these assistance options, including what they are, who's eligible and how to apply for them.

The Texas Temporary Assistance for Needy Families (TANF)

The Texas Temporary Assistance for Needy Families (TANF) provides financial aid to low-income families with dependent children. The program aims to help families achieve self-sufficiency by providing a combination of direct financial assistance and supportive services.

Eligibility: You must be a resident of Texas, either pregnant or responsible for a child under 19, a U.S. national, citizen, legal alien, or permanent resident, have low or very low income, and be either under-employed, unemployed or about to become unemployed.

How to Apply: Applications can be made online through the Your Texas Benefits portal or in person at a local Texas Health and Human Services office.

SNAP Benefits

The Supplemental Nutrition Assistance Program (SNAP), formerly known as food stamps, provides funds to buy food. This federally funded program makes it easier for low-income families to afford nourishing food.

Eligibility: The program is based on income, resources, and the number of individuals in your household. The maximum monthly income limit for a family of three, for example, is currently $2,311.

How to Apply: You can apply online at Your Texas Benefits or contact your local Texas Health and Human Services office.

Housing Choice Voucher Program (Section 8)

The Housing Choice Voucher Program, also known as Section 8, is a federal government program designed to help low-income families, the elderly, and the disabled to afford safe and sanitary housing in the private market.

Eligibility: Individuals and families with income less than 50% of the median income for the county or metropolitan area where they choose to live are eligible.

How to Apply: Contact Round Rock Housing Authority to get the process started.

Non-Profit Agencies in Round Rock

Apart from government subsidies, Round Rock is home to several non-profit organizations that offer a variety of services to individuals and families in need.

Round Rock Area Serving Center: Provides food assistance, clothing, and limited financial assistance for utilities to Round Rock residents in need.

The Salvation Army: Offers food assistance, emergency shelter, and utility assistance. The Salvation Army in Williamson County serves Round Rock residents.

Strategies to Overcome Financial Need

While government financial assistance and non-profit organization services can provide immediate relief, long-term financial stability requires a proactive approach. The following are a few strategies:

• Financial Literacy: Numerous resources provide free education on budgeting, managing debt, and improving credit scores. You can access resources like Khan Academy or consult your local library.
• Employment and Upskilling: Workforce Solutions Rural Capital Area provides numerous resources for job seekers, including job search assistance, training, and career counseling.
• Debt Counseling: If you're struggling with debt, consider seeking help from a non-profit credit counseling organization like the National Foundation for Credit Counseling (NFCC).