Chattanooga Tennessee Financial Assistance

Chattanooga, TN Financial Assistance

Finding oneself in financial need can be overwhelming and stressful. Fortunately, for residents in Chattanooga, Tennessee, several government financial assistance options are available to help you make ends meet. This guide outlines these options, the eligibility criteria, and how to apply. It also provides information about some non-profit organizations that might help and strategies to escape financial need.

Government Financial Assistance Options

There are various types of government assistance available, each designed to help those in financial need in different ways.

1. Supplemental Nutrition Assistance Program (SNAP)

SNAP provides eligible low-income individuals and families with benefits that they can use to buy food. The Tennessee Department of Human Services determines the eligibility criteria and monthly benefits. You can apply online through the department's website.

2. Tennessee Families First Program

This program provides temporary cash assistance, transportation, child care assistance, educational supports, job training, employment activities, and other services to families with children under 18 who are suffering from financial hardships. To be eligible, families must be residents of Tennessee, be either pregnant or responsible for a child under 19, a U.S. national, citizen, or have eligible immigration status. Apply for this program at your local Department of Human Services office.

3. Low Income Home Energy Assistance Program (LIHEAP)

LIHEAP offers financial assistance to eligible low-income households to help manage energy costs. Applications are accepted at local designated agencies.

4. Section 8 Housing Voucher Program

Section 8 program provides assistance to low-income families and individuals in securing affordable housing. To be eligible, you must be a resident of Tennessee, have low income (less than 50% of the area median income), and meet other program-specific criteria. Apply for this program through Chattanooga Housing Authority.

Non-Profit Agencies

Chattanooga is served by numerous non-profit agencies that seek to assist residents facing financial hardship. These include:

1. Metropolitan Ministries

This organization provides emergency financial assistance for rent and utilities to eligible individuals and families in Hamilton County. To be eligible, you must prove that you can sustain yourself financially after receiving the assistance.

2. The Salvation Army - Chattanooga

They offer a variety of programs and services, including emergency financial assistance, food pantry, utility assistance, and counseling. Visit their website to apply.

Strategies to Overcome Financial Need

In addition to using existing programs and services, here are some strategies you may consider to overcome financial hardship.

1. Create a Budget and Stick to It

Transparently looking at your spending habits can uncover opportunities to cut back and save money. Once you have a budget, commit to follow it.

2. Use Free Money Management Tools

Numerous online tools and apps can help you track your spending, save, and even invest your money.

3. Seek Additional Employment or Training

Considering part-time employment or seeking additional training to qualify for higher-paying jobs can help you get out of financial need.

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Cities near Chattanooga Tennessee


Latest additions in Tennessee

FACES: The National Craniofacial Association

* FACES serves children and adults with severe craniofacial deformities resulting from birth defects, injuries, or disease* Service goal addresses three distinct areas: client travel, public awareness and understanding, information and support* Client travel: Financial assistance is provided for expenses incurred while traveling away from home to a craniofacial center for reconstructive surgery and/or evaluation* Public awareness and understanding: A quarterly newsletter is mailed to client families, supporters, professional groups and the medial community* FACES has a national speaker bureau available to speak to groups about the challenges and needs of those with craniofacial differences* Information and support: FACES furnishes information about craniofacial centers and publishes a brochure and also provides support* Provide referrals to other available resources and organizations, maintain up-to-date information on specific diseases or birth defects, and assist in getting families in touch with other families who have a child with the same disorder .. (continue to details page for more info and costs)
35.0438370,-85.2968170

Phone
(423) 266-1632
Location
Chattanooga, TN
Phone
(423) 778-9192
Location
Chattanooga, TN

Widows Harvest Ministries, Inc.

For widows in urban America the outlook can often be quite bleak. Government agencies, as well as local churches are often limited in teh types of assistance they are able to provide to help meet the physical, emotional and spiritual needs of widows in their particular area. It is, therefore, the mission of Widows Harvest Ministries to plead the case of, provide assistance to, and promote the spiritual growth and ministry of widows. .. (continue to details page for more info and costs)
35.0018059,-85.3368812

Phone
(423) 266-0260
Location
Chattanooga, TN

United States Catholic Conference

Serving the needy of the Chattanooga community in a spirit of faith, humility and simplicity .. (continue to details page for more info and costs)
35.0135130,-85.2947550

Phone
(423) 624-3222
Location
Chattanooga, TN

Department of Neighborhood Services and Community Development - CHATTANOOGA

*Homelessness Prevention and Rapid Re-Housing Program* On February 17, 2009, President Obama signed the American Recovery and Reinvestment Act of 2009,which ludes $1.5 billion for a Homelessness Prevention Fund. Funding for this program, called the Homelessness Prevention and Rapid Re-Housing Program (HPRP), is being distributed based on the formula used for the Emergency Shelter Grants (ESG) program. Grantees may provide rental assistance or services to eligible program participants who are residing or would like to reside outside their jurisdiction. They may also fund ubgrantees that serve persons outside of the jurisdiction, subgrantees that are located outside of the jurisdiction, and subgrantees that serve multiple jurisdictions. A grantee may establish more stringent requirements, such as requiring that HPRP funds be spent within the jurisdiction or establishing a residency requirement,but HUD is not setting these requirements. Counties served:Knox County .. (continue to details page for more info and costs)
35.0655119,-85.3189281

Phone
(423) 7575133
Location
Chattanooga, TN

Hamilton County Dhs Office Chattanooga

For more information, about Financial assistance and other services provided by this office, contact them directly to the number provided. .. (continue to details page for more info and costs)
35.0081767,-85.2148648

Phone
(423) 634-6200
Location
Chattanooga, TN

Kidney Foundation - Financial Assistance for Those with Kidney Diseases Chattanooga

For more information, about Financial assistance and other services provided by this office, contact them directly to the number provided. .. (continue to details page for more info and costs)
35.0757149,-85.3032889

Phone
(423) 265-4397
Location
Chattanooga, TN