Cincinnati, OH Financial Assistance
Introduction
Cincinnati, being the third-largest city in Ohio, contains numerous aid and subsidy options available for citizens facing financial hardship. From government assistance programs to non-profit agencies, this guide aims to provide a comprehensive list for those in need.
Government Financial Assistance Options
Temporary Assistance for Needy Families (TANF)
TANF, also known as Ohio Works First (OWF), provides cash benefits to eligible families for up to 36 months. To be eligible, recipients must work or participate in an approved work activity. Application can be made online through the Ohio Department of Job and Family Services (ODJFS) online portal.
Supplemental Nutrition Assistance Program (SNAP)
Previously known as food stamps, SNAP provides monthly benefits to aid low-income households in buying groceries. Eligibility is determined by household size, income, and expenses. SNAP applications can also be made through the ODJFS online portal.
Medicaid
For individuals unable to afford healthcare, Ohio provides a comprehensive health care coverage plan through Medicaid. This program covers hospital and doctor visits, prescriptions, mental health services and more. Applications can be made online via the Ohio Benefits portal.
Government Subsidies
Housing Assistance
The Cincinnati Metropolitan Housing Authority (CMHA) provides public housing and Section 8 vouchers to assist with rental costs for eligible families and individuals. Eligibility is based on income and family size, and applications can be made directly at the CMHA office or via their website.
Utility Assistance Programs
Programs like HEAP (Home Energy Assistance Program) provide aid in meeting energy costs especially in extreme winter and summer months. Eligibility is income-based and applications can be made through the HEAP webpage.
Non-profit Agencies
Cincinnati Community Action Agency (CAA)
The CAA offers a variety of programs to aid in housing, education, employment, and utilities. They also offer a free tax preparation program for qualifying individuals. Visit their website to find out how to apply for these programs.
The Freestore Foodbank
Providing free food to those in need, the Freestore Foodbank also offers services aimed at stability and self-reliance. Information about accessing their services can be found on their website.
Catholic Charities Southwestern Ohio
This organization offers many services, including refugee resettlement, elderly care, and more. They also provide emergency financial assistance for individuals facing unexpected hardships.
Strategies to Overcome Financial Hardship
While these resources are helpful, their main aim is to provide temporary relief and ideally serve as a springboard to financial independence. Here are few strategies to consider:
- Education and Skills Training: Use resources like Cincinnati State's Workforce Development Center to gain new skills and qualifications. These can lead to better employment opportunities.
- Financial Planning: Developing a budget and tracking expenses can help identify areas of unnecessary expenditure and increase savings. Many local agencies and nonprofits offer free financial counseling to low-income individuals and families.
- Consider flexible employment: Part-time jobs, freelancing or remote opportunities can supplement income without the need for long-term commitment.
Search for Financial Assistance in Ohio
Latest additions in Ohio
Proctor and Gamble Pharmaceuticals
Manufactures a
variety of common household products.
Also manufactures and distributes
prescription medications.
Prescription medications include Actonel,
Asacol, Didronel, Enablex, Macrobid, and Macrodantin. .. (continue to details page for more info and costs)
39.1030857,-84.5063438
- Phone
- (513) 983-1100
- Location
- Cincinnati, OH
Caracole
This organization does not provide rent
assistance .. (continue to details page for more info and costs)
39.1940851,-84.4540213
- Phone
- (513) 761-1480
- Location
- Cincinnati, OH
Cambridge Heights Apartments Inc
Cambridge Heights
Apartments, Inc (CHA) was incorporated in 11/2006 as a nonprofit,
charitable corporation for the purpose of owning and operating a 65 unit
apartment complex located in Cambridge, OH for low-rent housing,
particularly for the elderly or infirm.
On June 29, 2007, Cambridge
Heights, Inc assigned its housing assistance payment contract & sold its
land, buildings, equipment & reserves to CHA in exchange for CHA s
assumption of the outstanding mortgage and $200,000. .. (continue to details page for more info and costs)
39.1418340,-84.3992950
- Phone
- (513) 871-9610
- Location
- Cincinnati, OH
Smartmoney Community Services
SmartMoney was founded
by two ministers in 1988, following banking deregulation.
Between 1978
and 1986, eleven banks, S&Ls, and thrifts left the Over-the-Rhine area
(just north of downtown Cincinnati).
The only financial choices for the
people in this neighborhood were pawnshops, loan sharks, and rent-to-own
stores.
SmartMoneys mission is to provide affordable financial services
and economic education to underserved individuals in Over-the-Rhine and
other urban communities.
Through a partnership with Cincinnati Central
Credit Union, they have not only been able to educate people about smart
financial practices, they have been able to show them how to put their new
financial goals into action! .. (continue to details page for more info and costs)
39.1149109,-84.5163970
- Phone
- (513) 357-2000
- Location
- Cincinnati, OH
Caring Place Of Cincinnati
Direct Assistance to
Individuals. The Caring Place was established in 1982 by a coalition of
churches
serving Golf Manor, Kennedy Heights, Pleasant Ridge, and
Silverton. Our
goal is to provide a variety of services to members of
our communities
who find themselves in need of food, clothing,
furniture, rent and
utility assistance, family development and
support groups. .. (continue to details page for more info and costs)
39.1848720,-84.4141200
- Phone
- (513) 841-1499
- Location
- Cincinnati, OH
Freestore-Foodbank, Inc.
The FreeStoreFoodBank is a
private, non-profit charitable organization, which was founded in 1971
and is the largest provider of direct emergency services to the needy of
the Greater Cincinnati area. The FreeStoreFoodBank is the only
distributor of donated and surplus food products to a large network of
non-profit member organizations located in southwestern Ohio, northern
Kentucky and southeastern Indiana. .. (continue to details page for more info and costs)
39.1682996,-84.4760248
- Phone
- (513) 241-1064
- Location
- Cincinnati, OH
Churches Active In Northside
We are called to be an
instrument through which the whole Body of Christ in Northside can be a
visible, dynamic, and transforming presence in the community of
Northside. .. (continue to details page for more info and costs)
39.1644740,-84.5400130
- Phone
- (513) 591-2246
- Location
- Cincinnati, OH
Christs Community In College Hill
Rent
Assistance.
We assist residents through making payments and /or
arrangements
with land lordsand other community agencies to
preventevictions.
1. facilitate unity and bridge relationships across: racial,
cultural, denominational, economic and social lines: and
2. to demonstrate Christian compassion and social justice by
administering programs and encouraging actions that address the
needs of the community.
.. (continue to details page for more info and costs)
39.1974535,-84.5448879
- Phone
- (513) 541-0303
- Location
- Cincinnati, OH
Caracole, Inc.
This organization does not provide rent
assistance .. (continue to details page for more info and costs)
39.1940851,-84.4540213
- Phone
- (151) 376-1148
- Location
- Cincinnati, OH
Greater Cincinnati Mortgage Counseling Service
MORTGAGE COUNSELING .. (continue to details page for more info and costs)
39.2016055,-84.4560061
- Phone
- (513) 961-2800
- Location
- Cincinnati, OH
Christ s Community in College Hill
Hours: Monday -
Thursday 9:00 a.m. - 3:00 p.m.
Eligibility: Services are accessible one time per month
Service Descritpion: Rent and utility assistauce funds are received
one time per month and given out to those in need every month until the
money is gone.
.. (continue to details page for more info and costs)
39.1974535,-84.5448879
- Phone
- 513-541-0303
- Location
- Cincinnati, OH
Cincinnati Metropolitan Housing Authority
Hours:
Monday - Friday 8:00 a.m. - 4:00 p.m.
Rent Assistance provided for the needy
.. (continue to details page for more info and costs)
39.1072236,-84.5154004
- Phone
- 513-421-2642
- Location
- Cincinnati, OH
Mercy Franciscan at St. John
Call for appointment
Hours: Monday - Friday 9:00 a.m. - 3:30 p.m.
Must meet the federal poverty guidelines and have dependent children.
Service: Provides the tristate area clients with temporary financial
assistance in the form of rent payment or mortgage payment assistance
after they have met the income guidelines. .. (continue to details page for more info and costs)
39.1152170,-84.5205189
- Phone
- 513-981-5800
- Location
- Cincinnati, OH
Santa Maria Community Services
Call for appointment.
Rent assistance provided. .. (continue to details page for more info and costs)
39.1039249,-84.5533500
- Phone
- 513-557-2710
- Location
- Cincinnati, OH
St. Vincent de Pual - Crisis Services
Hours: Monday -
Friday, 8:00 a.m. - 4:30 p.m.
Documentation needed: Picture ID, Proof of Income, Proof of residence.
Service: Provides rent payment assistance to eligible individuals in
Hamilton County
.. (continue to details page for more info and costs)
39.1195810,-84.5336434
- Phone
- 513-421-0602
- Location
- Cincinnati, OH
Department of Community Development - CINCINNATI
*Homelessness Prevention and Rapid Re-Housing Program*
On February 17, 2009, President Obama signed the American Recovery and
Reinvestment Act of 2009,which ludes $1.5 billion for a Homelessness
Prevention Fund. Funding for this program, called the Homelessness
Prevention and Rapid Re-Housing Program (HPRP), is being distributed
based on the formula used for the Emergency Shelter Grants (ESG) program.
Grantees may provide rental assistance or services to eligible program
participants who are residing or would like to reside outside their
jurisdiction. They may also fund ubgrantees that serve persons outside
of the jurisdiction, subgrantees that are located outside of the
jurisdiction, and subgrantees that serve multiple jurisdictions. A
grantee may establish more stringent requirements, such as requiring
that HPRP funds be spent within the jurisdiction or establishing a
residency requirement,but HUD is not setting these requirements.
Counties served:Cuyahoga County
.. (continue to details page for more info and costs)
39.1031971,-84.5064881
- Phone
- (513) 352-6264
- Location
- Cincinnati, OH
Hamilton County Community Development Department - HAMILTON COUNTY
*Homelessness Prevention and Rapid Re-Housing Program*
On February 17, 2009, President Obama signed the American Recovery and
Reinvestment Act of 2009,which ludes $1.5 billion for a Homelessness
Prevention Fund. Funding for this program, called the Homelessness
Prevention and Rapid Re-Housing Program (HPRP), is being distributed
based on the formula used for the Emergency Shelter Grants (ESG) program.
Grantees may provide rental assistance or services to eligible program
participants who are residing or would like to reside outside their
jurisdiction. They may also fund ubgrantees that serve persons outside
of the jurisdiction, subgrantees that are located outside of the
jurisdiction, and subgrantees that serve multiple jurisdictions. A
grantee may establish more stringent requirements, such as requiring
that HPRP funds be spent within the jurisdiction or establishing a
residency requirement,but HUD is not setting these requirements.
Counties served:Lake County, OH
.. (continue to details page for more info and costs)
39.1068990,-84.5118230
- Phone
- (513) 946-8235
- Location
- Cincinnati, OH