Cincinnati Ohio Financial Assistance

Cincinnati, OH Financial Assistance

Financial Aid in Cincinnati: A Comprehensive Guide

Introduction

Cincinnati, being the third-largest city in Ohio, contains numerous aid and subsidy options available for citizens facing financial hardship. From government assistance programs to non-profit agencies, this guide aims to provide a comprehensive list for those in need.

Government Financial Assistance Options

Temporary Assistance for Needy Families (TANF)

TANF, also known as Ohio Works First (OWF), provides cash benefits to eligible families for up to 36 months. To be eligible, recipients must work or participate in an approved work activity. Application can be made online through the Ohio Department of Job and Family Services (ODJFS) online portal.

Supplemental Nutrition Assistance Program (SNAP)

Previously known as food stamps, SNAP provides monthly benefits to aid low-income households in buying groceries. Eligibility is determined by household size, income, and expenses. SNAP applications can also be made through the ODJFS online portal.

Medicaid

For individuals unable to afford healthcare, Ohio provides a comprehensive health care coverage plan through Medicaid. This program covers hospital and doctor visits, prescriptions, mental health services and more. Applications can be made online via the Ohio Benefits portal.

Government Subsidies

Housing Assistance

The Cincinnati Metropolitan Housing Authority (CMHA) provides public housing and Section 8 vouchers to assist with rental costs for eligible families and individuals. Eligibility is based on income and family size, and applications can be made directly at the CMHA office or via their website.

Utility Assistance Programs

Programs like HEAP (Home Energy Assistance Program) provide aid in meeting energy costs especially in extreme winter and summer months. Eligibility is income-based and applications can be made through the HEAP webpage.

Non-profit Agencies

Cincinnati Community Action Agency (CAA)

The CAA offers a variety of programs to aid in housing, education, employment, and utilities. They also offer a free tax preparation program for qualifying individuals. Visit their website to find out how to apply for these programs.

The Freestore Foodbank

Providing free food to those in need, the Freestore Foodbank also offers services aimed at stability and self-reliance. Information about accessing their services can be found on their website.

Catholic Charities Southwestern Ohio

This organization offers many services, including refugee resettlement, elderly care, and more. They also provide emergency financial assistance for individuals facing unexpected hardships.

Strategies to Overcome Financial Hardship

While these resources are helpful, their main aim is to provide temporary relief and ideally serve as a springboard to financial independence. Here are few strategies to consider:

  • Education and Skills Training: Use resources like Cincinnati State's Workforce Development Center to gain new skills and qualifications. These can lead to better employment opportunities.
  • Financial Planning: Developing a budget and tracking expenses can help identify areas of unnecessary expenditure and increase savings. Many local agencies and nonprofits offer free financial counseling to low-income individuals and families.
  • Consider flexible employment: Part-time jobs, freelancing or remote opportunities can supplement income without the need for long-term commitment.

Search for Financial Assistance in Ohio


Cities near Cincinnati Ohio


Latest additions in Ohio

Proctor and Gamble Pharmaceuticals

Manufactures a variety of common household products. Also manufactures and distributes prescription medications. Prescription medications include Actonel, Asacol, Didronel, Enablex, Macrobid, and Macrodantin. .. (continue to details page for more info and costs)
39.1030857,-84.5063438

Phone
(513) 983-1100
Location
Cincinnati, OH

Caracole

This organization does not provide rent assistance .. (continue to details page for more info and costs)
39.1940851,-84.4540213

Phone
(513) 761-1480
Location
Cincinnati, OH

Cambridge Heights Apartments Inc

Cambridge Heights Apartments, Inc (CHA) was incorporated in 11/2006 as a nonprofit, charitable corporation for the purpose of owning and operating a 65 unit apartment complex located in Cambridge, OH for low-rent housing, particularly for the elderly or infirm. On June 29, 2007, Cambridge Heights, Inc assigned its housing assistance payment contract & sold its land, buildings, equipment & reserves to CHA in exchange for CHA s assumption of the outstanding mortgage and $200,000. .. (continue to details page for more info and costs)
39.1418340,-84.3992950

Phone
(513) 871-9610
Location
Cincinnati, OH

Smartmoney Community Services

SmartMoney was founded by two ministers in 1988, following banking deregulation. Between 1978 and 1986, eleven banks, S&Ls, and thrifts left the Over-the-Rhine area (just north of downtown Cincinnati). The only financial choices for the people in this neighborhood were pawnshops, loan sharks, and rent-to-own stores. SmartMoneys mission is to provide affordable financial services and economic education to underserved individuals in Over-the-Rhine and other urban communities. Through a partnership with Cincinnati Central Credit Union, they have not only been able to educate people about smart financial practices, they have been able to show them how to put their new financial goals into action! .. (continue to details page for more info and costs)
39.1149109,-84.5163970

Phone
(513) 357-2000
Location
Cincinnati, OH

Caring Place Of Cincinnati

Direct Assistance to Individuals. The Caring Place was established in 1982 by a coalition of churches serving Golf Manor, Kennedy Heights, Pleasant Ridge, and Silverton. Our goal is to provide a variety of services to members of our communities who find themselves in need of food, clothing, furniture, rent and utility assistance, family development and support groups. .. (continue to details page for more info and costs)
39.1848720,-84.4141200

Phone
(513) 841-1499
Location
Cincinnati, OH

Freestore-Foodbank, Inc.

The FreeStoreFoodBank is a private, non-profit charitable organization, which was founded in 1971 and is the largest provider of direct emergency services to the needy of the Greater Cincinnati area. The FreeStoreFoodBank is the only distributor of donated and surplus food products to a large network of non-profit member organizations located in southwestern Ohio, northern Kentucky and southeastern Indiana. .. (continue to details page for more info and costs)
39.1682996,-84.4760248

Phone
(513) 241-1064
Location
Cincinnati, OH

Churches Active In Northside

We are called to be an instrument through which the whole Body of Christ in Northside can be a visible, dynamic, and transforming presence in the community of Northside. .. (continue to details page for more info and costs)
39.1644740,-84.5400130

Phone
(513) 591-2246
Location
Cincinnati, OH

Christs Community In College Hill

Rent Assistance. We assist residents through making payments and /or arrangements with land lordsand other community agencies to preventevictions. 1. facilitate unity and bridge relationships across: racial, cultural, denominational, economic and social lines: and 2. to demonstrate Christian compassion and social justice by administering programs and encouraging actions that address the needs of the community. .. (continue to details page for more info and costs)
39.1974535,-84.5448879

Phone
(513) 541-0303
Location
Cincinnati, OH

Caracole, Inc.

This organization does not provide rent assistance .. (continue to details page for more info and costs)
39.1940851,-84.4540213

Phone
(151) 376-1148
Location
Cincinnati, OH
Phone
(513) 961-2800
Location
Cincinnati, OH

Christ s Community in College Hill

Hours: Monday - Thursday 9:00 a.m. - 3:00 p.m. Eligibility: Services are accessible one time per month Service Descritpion: Rent and utility assistauce funds are received one time per month and given out to those in need every month until the money is gone. .. (continue to details page for more info and costs)
39.1974535,-84.5448879

Phone
513-541-0303
Location
Cincinnati, OH

Cincinnati Metropolitan Housing Authority

Hours: Monday - Friday 8:00 a.m. - 4:00 p.m. Rent Assistance provided for the needy .. (continue to details page for more info and costs)
39.1072236,-84.5154004

Phone
513-421-2642
Location
Cincinnati, OH

Mercy Franciscan at St. John

Call for appointment Hours: Monday - Friday 9:00 a.m. - 3:30 p.m. Must meet the federal poverty guidelines and have dependent children. Service: Provides the tristate area clients with temporary financial assistance in the form of rent payment or mortgage payment assistance after they have met the income guidelines. .. (continue to details page for more info and costs)
39.1152170,-84.5205189

Phone
513-981-5800
Location
Cincinnati, OH

Santa Maria Community Services

Call for appointment. Rent assistance provided. .. (continue to details page for more info and costs)
39.1039249,-84.5533500

Phone
513-557-2710
Location
Cincinnati, OH

St. Vincent de Pual - Crisis Services

Hours: Monday - Friday, 8:00 a.m. - 4:30 p.m. Documentation needed: Picture ID, Proof of Income, Proof of residence. Service: Provides rent payment assistance to eligible individuals in Hamilton County .. (continue to details page for more info and costs)
39.1195810,-84.5336434

Phone
513-421-0602
Location
Cincinnati, OH

Department of Community Development - CINCINNATI

*Homelessness Prevention and Rapid Re-Housing Program* On February 17, 2009, President Obama signed the American Recovery and Reinvestment Act of 2009,which ludes $1.5 billion for a Homelessness Prevention Fund. Funding for this program, called the Homelessness Prevention and Rapid Re-Housing Program (HPRP), is being distributed based on the formula used for the Emergency Shelter Grants (ESG) program. Grantees may provide rental assistance or services to eligible program participants who are residing or would like to reside outside their jurisdiction. They may also fund ubgrantees that serve persons outside of the jurisdiction, subgrantees that are located outside of the jurisdiction, and subgrantees that serve multiple jurisdictions. A grantee may establish more stringent requirements, such as requiring that HPRP funds be spent within the jurisdiction or establishing a residency requirement,but HUD is not setting these requirements. Counties served:Cuyahoga County .. (continue to details page for more info and costs)
39.1031971,-84.5064881

Phone
(513) 352-6264
Location
Cincinnati, OH

Hamilton County Community Development Department - HAMILTON COUNTY

*Homelessness Prevention and Rapid Re-Housing Program* On February 17, 2009, President Obama signed the American Recovery and Reinvestment Act of 2009,which ludes $1.5 billion for a Homelessness Prevention Fund. Funding for this program, called the Homelessness Prevention and Rapid Re-Housing Program (HPRP), is being distributed based on the formula used for the Emergency Shelter Grants (ESG) program. Grantees may provide rental assistance or services to eligible program participants who are residing or would like to reside outside their jurisdiction. They may also fund ubgrantees that serve persons outside of the jurisdiction, subgrantees that are located outside of the jurisdiction, and subgrantees that serve multiple jurisdictions. A grantee may establish more stringent requirements, such as requiring that HPRP funds be spent within the jurisdiction or establishing a residency requirement,but HUD is not setting these requirements. Counties served:Lake County, OH .. (continue to details page for more info and costs)
39.1068990,-84.5118230

Phone
(513) 946-8235
Location
Cincinnati, OH