Jersey City, NJ Financial Assistance
A Comprehensive Guide to Financial Assistance in Jersey City, NJ
If you're living in Jersey City, New Jersey and finding yourself in a period of financial hardship, you're not alone. There are numerous government assistance programs and non-profit agencies dedicated to providing aid to individuals and families in need.
This guide will outline these resources, the eligibility criteria, and how to apply for them.
Government Assistance Programs
The state of New Jersey offers several programs to help residents with financial struggles. They are designed to assist with basics such as food, healthcare, and housing.
1. NJ FamilyCare (Medicaid)
NJ FamilyCare provides free or low-cost health insurance that covers doctor visits, prescriptions, vision, dental care, mental health and substance use services, and hospitalization. Eligibility relies on income and family size.
To apply, visit the NJ FamilyCare website or call 1-800-701-0710.
2. Supplemental Nutrition Assistance Program (SNAP)
SNAP provides eligible low-income individuals and families with funds to purchase groceries. The amount you receive depends on your income, expenses, and family size.
To apply, visit the NJ OneApp website or contact your local county board of social services.
3. Housing Assistance
The New Jersey Department of Community Affairs offers various programs and subsidies to assist with housing costs, like the Section 8 Housing Choice Voucher Program and the State Rental Assistance Program.
Go to the Department of Community Affairs website for applications and eligibility requirements.
Non-Profit Agencies
Besides government aid, several non-profit organizations deliver services and resources to help individuals and families navigate financial hardship.
1. United Way of Hudson County
The United Way of Hudson County offers numerous programs, focusing on areas such as education, income stability, and health. Visit the United Way of Hudson County website to learn more.
2. Hudson County Division of Welfare
The Hudson County Division of Welfare provides assistance and resources to eligible individuals and families to help them regain self-sufficiency. Visit their website for more information.
Strategies to Escape Financial Hardship
While assistance programs can provide immediate relief, it’s also crucial to consider long-term solutions to break the cycle of financial need.
Consider strategies such as budgeting, debt management, boosting income, and furthering education or vocational skills. Local libraries often provide free courses and resources to assist with these strategies. Reach out to the Jersey City Free Public Library for more information.
Conclusion
Living in financial hardship can be challenging. But remember, there's always help available. Whether it's government programs, non-profit agencies or adopting helpful financial strategies, you can find a way to overcome the difficulties and achieve financial stability.
Search for Financial Assistance in New Jersey
Latest additions in New Jersey
Jersey City Connections Inc
Hudson Pride Connections
is the only organization in Hudson County, NJ that provides targeted
social services for Lesbian, Gay, Bisexual, and Transgender (LGBT)
residents, to provide social support, health education and advocacy,
HIV/STI prevention and outreach services to the often underserved and
disenfranchised LGBT community; and social services for men, women and
teens living with HIV in the region. HPC bridges the gap in service for
these underserved populations. .. (continue to details page for more info and costs)
40.7298437,-74.0627625
- Phone
- (201) 963-4779
- Location
- Jersey City, NJ
Division of Housing and Community Development - HUDSON COUNTY
*Homelessness Prevention and Rapid Re-Housing Program*
On February 17, 2009, President Obama signed the American Recovery and
Reinvestment Act of 2009,which ludes $1.5 billion for a Homelessness
Prevention Fund. Funding for this program, called the Homelessness
Prevention and Rapid Re-Housing Program (HPRP), is being distributed
based on the formula used for the Emergency Shelter Grants (ESG) program.
Grantees may provide rental assistance or services to eligible program
participants who are residing or would like to reside outside their
jurisdiction. They may also fund ubgrantees that serve persons outside
of the jurisdiction, subgrantees that are located outside of the
jurisdiction, and subgrantees that serve multiple jurisdictions. A
grantee may establish more stringent requirements, such as requiring
that HPRP funds be spent within the jurisdiction or establishing a
residency requirement,but HUD is not setting these requirements.
Counties served:Hudson County
.. (continue to details page for more info and costs)
40.7317573,-74.0572535
- Phone
- (201) 7956186
- Location
- Jersey City, NJ
Division of Community Development - JERSEY CITY
*Homelessness Prevention and Rapid Re-Housing Program*
On February 17, 2009, President Obama signed the American Recovery and
Reinvestment Act of 2009,which ludes $1.5 billion for a Homelessness
Prevention Fund. Funding for this program, called the Homelessness
Prevention and Rapid Re-Housing Program (HPRP), is being distributed
based on the formula used for the Emergency Shelter Grants (ESG) program.
Grantees may provide rental assistance or services to eligible program
participants who are residing or would like to reside outside their
jurisdiction. They may also fund ubgrantees that serve persons outside
of the jurisdiction, subgrantees that are located outside of the
jurisdiction, and subgrantees that serve multiple jurisdictions. A
grantee may establish more stringent requirements, such as requiring
that HPRP funds be spent within the jurisdiction or establishing a
residency requirement,but HUD is not setting these requirements.
Counties served:Middlesex County
.. (continue to details page for more info and costs)
40.7166417,-74.0357114
- Phone
- (201) 547-4871
- Location
- Jersey City, NJ