Government Financial Assistance For Nebraskans

Are you a resident of Nebraska struggling with financial hardship? Whether you are in need due to job loss, illness, or other complications, there are various forms of financial assistance available to you. This guide is designed to provide you with an understanding of government assistance you may qualify for, as well as other resources in the community to support you during these challenging times.

Government Assistance Programs

The government offers several programs that provide financial assistance to individuals and families in need. If you’re eligible, these could significantly lighten your financial burden.

Supplemental Nutrition Assistance Program (SNAP)

This program offers help with grocery costs for low-income individuals or families. The amount you receive varies depending on household size and income. More information can be found on the Nebraska Department of Health and Human Services' SNAP page.

Low Income Home Energy Assistance Program (LIHEAP)

LIHEAP aids low-income households in managing costs associated with home energy, including heating and cooling expenses. For more information on this program, visit the Nebraska Department of Health and Human Services' LIHEAP page.

Medicaid and Children's Health Insurance Program (CHIP)

Medicaid and CHIP offer low-cost or free health coverage to eligible low-income adults, children, pregnant women, elderly adults, and people with disabilities. Refer to the Nebraska Department of Health and Human Services' Medicaid and CHIP page for more details.

Eligibility Criteria

Each program has varying eligibility requirements, often depending on your income level, household size, disability status or other factors. It’s necessary to check the criteria for each specific program you’re interested in and apply separately for each one. In general, applicants must be residents of Nebraska and US citizens or qualified non-citizens.

Application Process

Nebraska residents can generally apply for these programs online, via mail, or in-person at a local office. Online applications can be made through the ACCESSNebraska website. After you submit your application, you may be required to complete an interview, usually over the phone. The department will then review your application and notify you whether your application has been approved.

Non-Profit Agencies

In addition to government assistance programs, there are numerous non-profit organizations providing vital resources for those in need. These include the Nebraska Salvation Army, Food Bank of Lincoln, and the Heartland United Way which work to alleviate poverty, provide emergency shelter, and provide access to medical care among other assistance.

Strategies to Overcome Financial Hardship

While the aforementioned assistance can provide temporary relief, incorporating long-term strategies can be beneficial.

Create a Budget Plan

Creating a detailed budget plan can help you manage your finances, control spending, and save for emergencies. This can be done manually or with budgeting apps.

Seek Employment or Higher Paying Jobs

Seeking employment or aiming for higher paying jobs can go a long way towards helping you get out of financial hardship. Improve your employability through skills training programs offered across Nebraska.

Financial Counseling

Financial counseling can help you get a better grasp of your financial situation and plan for the future. Many non-profit organizations provide these services for free or at a low cost.

This is by no means an exhaustive list of the resources and strategies available to Nebraskans facing financial hardship. There are numerous programs and services available — don’t hesitate to reach out for assistance. Remember, seeking help is the first step towards regaining control of your financial situation, so take that step today.