Charlotte, NC Financial Assistance
Financial Assistance Guide for Individuals and Families in Need in Charlotte, North Carolina
Attributed to the escalating living costs unequal income distribution and other socio-economic factors, financial strain has become a common predicament for many individuals and families in Charlotte, North Carolina. However, there are numerous sources of financial assistance provided by the government, state agencies, and non-profit organizations. This article aims to inform and guide you on how to access these resources to help you navigate through rough financial waters.
Government Financial Assistance Options in Charlotte
There are several governmental programs designed to assist individuals and families struggling with financial needs. Some of these programs include:
Temporary Assistance for Needy Families (TANF)
The TANF program helps families achieve self-sufficiency by providing financial assistance. You are eligible if your income is below a certain level and you have children.
Supplemental Nutrition Assistance Program (SNAP)
Formerly known as the "Food Stamp Program," SNAP helps low-income households to purchase nutritious food. Eligibility is based on household size, income, and certain expenses. You can apply online or at a local Department of Social Services office.
Medicaid and NC Health Choice
Known as North Carolina Medicaid, this program helps low-income parents, children, seniors, and people with disabilities with their medical expenses. If your income is too high for Medicaid, your children may still qualify for NC Health Choice, a free or low-cost health insurance program for children.
Low-Income Home Energy Assistance Program (LIHEAP)
This program aids low-income households that cannot afford their energy bills. NC Department of Health and Human Services manage this program at the state level.
Non-Profit Agencies Helping in Charlotte
Beyond government aid, there are non-profit organizations dedicated to helping Charlotte families in need. These are:
Crisis Assistance Ministry
Crisis Assistance Ministry provides assistance with rent, utilities, clothing, household goods, and furniture to individuals and families facing financial crisis.
Second Harvest Food Bank of Metrolina
Second Harvest provides food and grocery items to individuals and families facing hunger.
Charlotte Family Housing
Charlotte Family Housing helps families facing homelessness and offers holistic support for families aiming to achieve long-term self-sufficiency.
Strategies to Get Out of Financial Need
To get out of financial strain, you might also want to consider the following strategies:
Income Diversification
Consider starting a small side business, finding a side job, or developing a way to earn passive income.
Financial Management and Budgeting
Create a household budget and stick to it. This can help you cut unnecessary expenses, increase savings, and manage money better.
Education and Skills Development
Improve your skills or pursue further education to secure better-paying jobs. Many organizations provide free or low-cost training programs.
Seek Professional Advice
Professional financial advisors or credit counseling agencies can provide guidance to help manage your financial situation.
In conclusion, while facing financial strain can be challenging, remember that there are various resources available to aid you. Do not hesitate to apply for the assistance you need and take steps to improve your financial situation.
Search for Financial Assistance in North Carolina
Latest additions in North Carolina
Crisis Assistance Ministry [Meck]
PURPOSE: To provide
emergency financial assistance to families and individuals facing a
crisis such as eviction and/or or utility disconnection, to provide
donated clothing, household items, furniture and appliances free of
charge for people in need; and to provide opportunities for people to
learn how to become economically self-sufficient through long-term
support and counseling. .. (continue to details page for more info and costs)
35.2394061,-80.8379712
- Phone
- (704) 371-3000
- Location
- Charlotte, NC
Food and Nutrition Services- DSS [Meck]
PURPOSE: To
improve the nutritional level of low income persons. .. (continue to details page for more info and costs)
35.1914864,-80.8065891
- Phone
- (704) 336-3000
- Location
- Charlotte, NC
Good Fellows Club
PURPOSE: To provide emergency
financial aid for rent or utilities, not available from other resources
to residents of Mecklenburg County .. (continue to details page for more info and costs)
35.2347654,-80.8193513
- Phone
- (704) 333-5040
- Location
- Charlotte, NC
HomeSavers USA/HART
* Assistance for homeowners who
have fallen behind on their mortgage in the form of financial grants and
advocacy services .. (continue to details page for more info and costs)
35.2007440,-80.7722160
- Phone
- (800) 452-9572
- Location
- Charlotte, NC
Housing - United Family Services
PURPOSE: To inspire
individuals, families and communities to seek solutions for a better
future. .. (continue to details page for more info and costs)
35.2235128,-80.8364531
- Phone
- (704) 332-9034
- Location
- Charlotte, NC
Link-up/Lifeline - Medicaid - Department of Social Services (DSS)
PURPOSE: To assist needy individuals and families to
meet their basic needs and improve their level of functioning to fulfill
their own potential through available social services. .. (continue to details page for more info and costs)
35.1914864,-80.8065891
- Phone
- (704) 336-3000
- Location
- Charlotte, NC
Low Income Energy Assistance Program (LIEAP) - DSS [Meck]
Locations: 301 billingsley rd., charlotte, nc 28211 .. (continue to details page for more info and costs)
35.1660032,-80.7934798
- Phone
- (704) 336-3000
- Location
- Charlotte, NC
Heafner Financial Solutions, Inc.
Heafner Financial Solutions, Inc. is a fully licensed and accredited financial advisory firm. Our Mission is to work with people who aspire to lead active, independent and fulfilling lifestyles into their later years of life. We want to encourage you to be a "lion in the winter," bringing just as much passion and spirit into your golden years as you brought into your formative ones. We develop complete personalized financial plans that utilize unique, but proven, strategies to reduce relevant risks while creating realistic growth and dependable lifelong incomes. .. (continue to details page for more info and costs)
,
- Phone
- (704) 552-1230
- Location
- Charlotte, NC
Security Start - Crisis Assistance Ministry [Meck]
PURPOSE: Assistance provided to qualified customers (forced emergency
moves) to help them move into housing that is affordable without the
burden of high move-in costs and still give landlords the financial
security of a rental deposit. .. (continue to details page for more info and costs)
35.2394061,-80.8379712
- Phone
- (704) 371-3000
- Location
- Charlotte, NC
Shelter Plus Care Rental Subsidy - Area Mental Health Authority Samuel Billings Ctr.
PURPOSE: To provide rental subsidies
to homeless, disabled consumers. .. (continue to details page for more info and costs)
35.2270869,-80.8431267
- Phone
- (704) 336-6562
- Location
- Charlotte, NC
Crisis Assistance Ministry
Assists individual and
families in financial crisis. .. (continue to details page for more info and costs)
35.2394061,-80.8379712
- Phone
- 704-371-3001
- Location
- Charlotte, NC
Alliance Credit Counseling, Inc.
Provide help and hope
through charitable relief to the poor and distressed by personalized
education, counseling, and support programs that reduce and avoid the
burdens of financial crisis, debt stress, bankruptcy, and their
consequences.
Provide empowerment to the public through charitable
education programs of financial literacy, money management, credit
management, and debt reduction to help meet life s challenges and
opportunities. .. (continue to details page for more info and costs)
35.0603430,-80.8526110
- Phone
- (704) 341-1010
- Location
- Charlotte, NC
Crisis Assistance Ministry
Our mission is to provide
assistance and advocacy for people in financial crisis, helping them
move toward self-sufficiency. .. (continue to details page for more info and costs)
35.2394061,-80.8379712
- Phone
- (704) 371-3001
- Location
- Charlotte, NC
Rental Assistance Program Inc
Down payment and Rental
Assistance .. (continue to details page for more info and costs)
35.0591170,-80.8113560
- Phone
- 704-319-2200
- Location
- Charlotte, NC
Hand in Hand Financial
The main purpose of Hand in
Hand Financial is to promote mobilization of communities and schools to
work with families, individuals, and youth in making good financial
choices. We serve the community,schools, and businesses by offering
financial services and education to people in all income brackets and
age groups.
.. (continue to details page for more info and costs)
35.1274285,-80.8599193
- Phone
- 866-617-7750
- Location
- Charlotte, NC
Crisis Assistance Ministry
Counties Served:
Mecklenburg County. Service: Rental Assistance
.. (continue to details page for more info and costs)
35.2384724,-80.8379492
- Phone
- (704)371-3001
- Location
- Charlotte, NC
Housing Authority Of The City Of Charlotte
Contact
Person: Charles Woodyard. Counties Served: Mecklenburg. Education and
Counseling, Housing Development, Rental, Rental Assistance, Rental
Housing Management, Families
.. (continue to details page for more info and costs)
35.2157740,-80.8520690
- Phone
- (704)336-5183
- Location
- Charlotte, NC
Neighborhood and Business Services - CHARLOTTE
*Homelessness Prevention and Rapid Re-Housing Program*
On February 17, 2009, President Obama signed the American Recovery and
Reinvestment Act of 2009,which ludes $1.5 billion for a Homelessness
Prevention Fund. Funding for this program, called the Homelessness
Prevention and Rapid Re-Housing Program (HPRP), is being distributed
based on the formula used for the Emergency Shelter Grants (ESG) program.
Grantees may provide rental assistance or services to eligible program
participants who are residing or would like to reside outside their
jurisdiction. They may also fund ubgrantees that serve persons outside
of the jurisdiction, subgrantees that are located outside of the
jurisdiction, and subgrantees that serve multiple jurisdictions. A
grantee may establish more stringent requirements, such as requiring
that HPRP funds be spent within the jurisdiction or establishing a
residency requirement,but HUD is not setting these requirements.
Counties served:Durham County
.. (continue to details page for more info and costs)
35.2225287,-80.8375767
- Phone
- (704) 3363337
- Location
- Charlotte , NC