Charlotte North Carolina Financial Assistance

Charlotte, NC Financial Assistance

Financial Assistance Guide for Individuals and Families in Need in Charlotte, North Carolina

Attributed to the escalating living costs unequal income distribution and other socio-economic factors, financial strain has become a common predicament for many individuals and families in Charlotte, North Carolina. However, there are numerous sources of financial assistance provided by the government, state agencies, and non-profit organizations. This article aims to inform and guide you on how to access these resources to help you navigate through rough financial waters.

Government Financial Assistance Options in Charlotte

There are several governmental programs designed to assist individuals and families struggling with financial needs. Some of these programs include:

Temporary Assistance for Needy Families (TANF)

The TANF program helps families achieve self-sufficiency by providing financial assistance. You are eligible if your income is below a certain level and you have children.

Supplemental Nutrition Assistance Program (SNAP)

Formerly known as the "Food Stamp Program," SNAP helps low-income households to purchase nutritious food. Eligibility is based on household size, income, and certain expenses. You can apply online or at a local Department of Social Services office.

Medicaid and NC Health Choice

Known as North Carolina Medicaid, this program helps low-income parents, children, seniors, and people with disabilities with their medical expenses. If your income is too high for Medicaid, your children may still qualify for NC Health Choice, a free or low-cost health insurance program for children.

Low-Income Home Energy Assistance Program (LIHEAP)

This program aids low-income households that cannot afford their energy bills. NC Department of Health and Human Services manage this program at the state level.

Non-Profit Agencies Helping in Charlotte

Beyond government aid, there are non-profit organizations dedicated to helping Charlotte families in need. These are:

Crisis Assistance Ministry

Crisis Assistance Ministry provides assistance with rent, utilities, clothing, household goods, and furniture to individuals and families facing financial crisis.

Second Harvest Food Bank of Metrolina

Second Harvest provides food and grocery items to individuals and families facing hunger.

Charlotte Family Housing

Charlotte Family Housing helps families facing homelessness and offers holistic support for families aiming to achieve long-term self-sufficiency.

Strategies to Get Out of Financial Need

To get out of financial strain, you might also want to consider the following strategies:

Income Diversification

Consider starting a small side business, finding a side job, or developing a way to earn passive income.

Financial Management and Budgeting

Create a household budget and stick to it. This can help you cut unnecessary expenses, increase savings, and manage money better.

Education and Skills Development

Improve your skills or pursue further education to secure better-paying jobs. Many organizations provide free or low-cost training programs.

Seek Professional Advice

Professional financial advisors or credit counseling agencies can provide guidance to help manage your financial situation.

In conclusion, while facing financial strain can be challenging, remember that there are various resources available to aid you. Do not hesitate to apply for the assistance you need and take steps to improve your financial situation.

Search for Financial Assistance in North Carolina


Cities near Charlotte North Carolina


Latest additions in North Carolina

Crisis Assistance Ministry [Meck]

PURPOSE: To provide emergency financial assistance to families and individuals facing a crisis such as eviction and/or or utility disconnection, to provide donated clothing, household items, furniture and appliances free of charge for people in need; and to provide opportunities for people to learn how to become economically self-sufficient through long-term support and counseling. .. (continue to details page for more info and costs)
35.2394061,-80.8379712

Phone
(704) 371-3000
Location
Charlotte, NC

Food and Nutrition Services- DSS [Meck]

PURPOSE: To improve the nutritional level of low income persons. .. (continue to details page for more info and costs)
35.1914864,-80.8065891

Phone
(704) 336-3000
Location
Charlotte, NC

Good Fellows Club

PURPOSE: To provide emergency financial aid for rent or utilities, not available from other resources to residents of Mecklenburg County .. (continue to details page for more info and costs)
35.2347654,-80.8193513

Phone
(704) 333-5040
Location
Charlotte, NC

HomeSavers USA/HART

* Assistance for homeowners who have fallen behind on their mortgage in the form of financial grants and advocacy services .. (continue to details page for more info and costs)
35.2007440,-80.7722160

Phone
(800) 452-9572
Location
Charlotte, NC

Housing - United Family Services

PURPOSE: To inspire individuals, families and communities to seek solutions for a better future. .. (continue to details page for more info and costs)
35.2235128,-80.8364531

Phone
(704) 332-9034
Location
Charlotte, NC

Link-up/Lifeline - Medicaid - Department of Social Services (DSS)

PURPOSE: To assist needy individuals and families to meet their basic needs and improve their level of functioning to fulfill their own potential through available social services. .. (continue to details page for more info and costs)
35.1914864,-80.8065891

Phone
(704) 336-3000
Location
Charlotte, NC

Low Income Energy Assistance Program (LIEAP) - DSS [Meck]

Locations: 301 billingsley rd., charlotte, nc 28211 .. (continue to details page for more info and costs)
35.1660032,-80.7934798

Phone
(704) 336-3000
Location
Charlotte, NC

Heafner Financial Solutions, Inc.

Heafner Financial Solutions, Inc. is a fully licensed and accredited financial advisory firm. Our Mission is to work with people who aspire to lead active, independent and fulfilling lifestyles into their later years of life. We want to encourage you to be a "lion in the winter," bringing just as much passion and spirit into your golden years as you brought into your formative ones. We develop complete personalized financial plans that utilize unique, but proven, strategies to reduce relevant risks while creating realistic growth and dependable lifelong incomes. .. (continue to details page for more info and costs)
,

Phone
(704) 552-1230
Location
Charlotte, NC

Security Start - Crisis Assistance Ministry [Meck]

PURPOSE: Assistance provided to qualified customers (forced emergency moves) to help them move into housing that is affordable without the burden of high move-in costs and still give landlords the financial security of a rental deposit. .. (continue to details page for more info and costs)
35.2394061,-80.8379712

Phone
(704) 371-3000
Location
Charlotte, NC

Shelter Plus Care Rental Subsidy - Area Mental Health Authority Samuel Billings Ctr.

PURPOSE: To provide rental subsidies to homeless, disabled consumers. .. (continue to details page for more info and costs)
35.2270869,-80.8431267

Phone
(704) 336-6562
Location
Charlotte, NC

Crisis Assistance Ministry

Assists individual and families in financial crisis. .. (continue to details page for more info and costs)
35.2394061,-80.8379712

Phone
704-371-3001
Location
Charlotte, NC

Alliance Credit Counseling, Inc.

Provide help and hope through charitable relief to the poor and distressed by personalized education, counseling, and support programs that reduce and avoid the burdens of financial crisis, debt stress, bankruptcy, and their consequences. Provide empowerment to the public through charitable education programs of financial literacy, money management, credit management, and debt reduction to help meet life s challenges and opportunities. .. (continue to details page for more info and costs)
35.0603430,-80.8526110

Phone
(704) 341-1010
Location
Charlotte, NC

Crisis Assistance Ministry

Our mission is to provide assistance and advocacy for people in financial crisis, helping them move toward self-sufficiency. .. (continue to details page for more info and costs)
35.2394061,-80.8379712

Phone
(704) 371-3001
Location
Charlotte, NC

Rental Assistance Program Inc

Down payment and Rental Assistance .. (continue to details page for more info and costs)
35.0591170,-80.8113560

Phone
704-319-2200
Location
Charlotte, NC

Hand in Hand Financial

The main purpose of Hand in Hand Financial is to promote mobilization of communities and schools to work with families, individuals, and youth in making good financial choices. We serve the community,schools, and businesses by offering financial services and education to people in all income brackets and age groups. .. (continue to details page for more info and costs)
35.1274285,-80.8599193

Phone
866-617-7750
Location
Charlotte, NC

Crisis Assistance Ministry

Counties Served: Mecklenburg County. Service: Rental Assistance .. (continue to details page for more info and costs)
35.2384724,-80.8379492

Phone
(704)371-3001
Location
Charlotte, NC

Housing Authority Of The City Of Charlotte

Contact Person: Charles Woodyard. Counties Served: Mecklenburg. Education and Counseling, Housing Development, Rental, Rental Assistance, Rental Housing Management, Families .. (continue to details page for more info and costs)
35.2157740,-80.8520690

Phone
(704)336-5183
Location
Charlotte, NC

Neighborhood and Business Services - CHARLOTTE

*Homelessness Prevention and Rapid Re-Housing Program* On February 17, 2009, President Obama signed the American Recovery and Reinvestment Act of 2009,which ludes $1.5 billion for a Homelessness Prevention Fund. Funding for this program, called the Homelessness Prevention and Rapid Re-Housing Program (HPRP), is being distributed based on the formula used for the Emergency Shelter Grants (ESG) program. Grantees may provide rental assistance or services to eligible program participants who are residing or would like to reside outside their jurisdiction. They may also fund ubgrantees that serve persons outside of the jurisdiction, subgrantees that are located outside of the jurisdiction, and subgrantees that serve multiple jurisdictions. A grantee may establish more stringent requirements, such as requiring that HPRP funds be spent within the jurisdiction or establishing a residency requirement,but HUD is not setting these requirements. Counties served:Durham County .. (continue to details page for more info and costs)
35.2225287,-80.8375767

Phone
(704) 3363337
Location
Charlotte , NC