In Cary, North Carolina, assistance is available to individuals and families experiencing hardship. This guide identifies several helpful government initiatives and organizations as well as practical strategies to help safeguard your future.

Government Programs

North Carolina offers various government programs that can help those in financial need, such as:

Food and Nutrition Services (FNS)

This program assists low-income families and individuals in providing a portion of their food budget. Applicants must be residents of North Carolina with a current bank balance below an established threshold.

Work First

Work First supports families by providing short term training and other services to increase the chances of employment. The household income must not exceed a designated limit to qualify.

Medicaid and Health Choice

These programs cover medical expenses for families with limited income, elderly, and disabled. Eligibility is typically determined by the family's income and size.

To apply for these programs, visit the North Carolina Department of Health and Human Services website. You can also speak with a local Department of Social Services worker to navigate the application process.

Government Subsidies

Aside from these programs, the government provides financial support in the form of subsidies, including:

Energy Assistance

Low Income Energy Assistance Program (LIEAP) helps eligible families with energy costs, particularly during the colder months.

Housing Assistance

The Public Housing Program and Section 8 Housing Choice Voucher Program offer affordable housing options for eligible families and individuals. Subsidies payments are made directly to landlords.

You can apply for these subsidies through the North Carolina Department of Health and Human Services or your local Department of Social Services.

Non-Profit Organizations

When governmental assistance isn't enough, Cary residents can turn to non-profit organizations such as:

Dorcas Ministries

Dorcas Ministries provides assistance with food, rent, utilities, and other emergency financial assistance. Visit their website for application requirements.

The Salvation Army of Wake County

The Salvation Army offers emergency financial assistance, food pantry access, and other support services. Visit their website or call their office to initiate the application process.

Strategies for Overcoming Financial Hardship

While immediate financial assistance is crucial, long-term strategies can lead to financial stability.

Financial Education

Improving your financial literacy can help you make informed decisions. Non-profit organizations like Dorcas Ministries offer budgeting workshops and financial counseling.

Employment Assistance

Programs like North Carolina's Work First can equip you with skills and resources to secure employment. Also, consider reaching out to career centers in the Triangle region.

Debt Management

Consider seeking expert advice to manage your debts. Non-profit agencies like The National Foundation for Credit Counselling can provide assistance.

Remember, asking for help isn't a sign of weakness—everyone faces financial challenges at some point. In Cary, North Carolina, there are numerous sources of aid ready to support you and your family.