Louisville, KY Financial Assistance
Understanding Financial Assistance Options in Louisville
Having financial difficulties can indeed be a daunting experience. However, for individuals and families in Louisville, Kentucky, there exist numerous government financial aid options that can provide support and assistance during tough times. From government subsidies to local non-profit agencies, this guide will provide you with information on how to access the support you need.
Federal and State Government Assistance
Assistance from the federal and state governments come in different forms. These primarily include Nutritional Assistance, Medical Assistance, Energy and Utility Assistance, and Housing Assistance.
1. Supplemental Nutrition Assistance Program (SNAP)
Also known as Food Stamps, this program offers support to low-income individuals and families to buy food providing a significant subsidy towards a healthier lifestyle. Eligibility depends on factors such as income, employment, and family size.
To apply for SNAP benefits, visit the official Kentucky Cabinet for Health and Family Services (CHFS) website and fill out the SNAP application form.
2. Medicaid and the Kentucky Children’s Health Insurance Program (KCHIP)
These programs offer health coverage for low-income adults, children, pregnant women, elderly adults, and persons with disabilities. The Kentucky Department for Medicaid Services determines eligibility based on income, family size, and other criteria.
To apply, visit the Kentucky Cabinet for Health and Family Services' website or complete the paper application and mail it to the Department for Community Based Services.
3. Low-Income Home Energy Assistance Program (LIHEAP)
This program helps low-income families with their energy bills, particularly during winter and summer months when energy use is the highest. Income, family size, and availability of resources determine eligibility.
You can apply for LIHEAP assistance by contacting your local Community Action Agency.
4. The Section 8 Housing Program
This federal program offers rental assistance for low-income families and individuals. Eligibility is primarily determined by income levels.
Applications can be made through the Louisville Metro Housing Authority (LMHA) website.
Non-Profit Assistance in Louisville
In addition to government aid, Louisville also boasts numerous non-profit organizations that provide assistance to families and individuals in need. Some of these include:
1. Salvation Army Louisville
They offer multiple services including emergency financial assistance for families struggling with utilities and housing payments. Visit the Salvation Army Louisville's website to learn more about their services and how to apply for assistance.
2. YMCA of Greater Louisville
The YMCA offers financial assistance to ensure that everyone in the community has access to important programs and resources, regardless of the ability to pay. Visit their website to learn more about applying for this assistance.
Strategies to Battle Financial Difficulties
While external assistance is vital, taking practical steps for financial improvements can also be greatly beneficial. This includes creating a realistic budget, reducing unnecessary expenses, learning new skills for better job opportunities, and seeking financial advice from professionals.
Remember, financial instability is not a permanent condition and with due diligence and the right support, you can successfully navigate these challenges.
Search for Financial Assistance in Kentucky
Latest additions in Kentucky
Arts and Activism Youth Program, KY Alliance Against Racist
Provides a program for youth, including academic support,
guest speakers, computer literacy, mentoring, cultural field trips,
cultural self awareness, college visits, leadership training,
self-esteem building and referrals to community services. .. (continue to details page for more info and costs)
38.2494120,-85.8063230
- Phone
- (502) 778-8130
- Location
- Louisville, KY
Assistance Center, South East Associated Ministries (SEAM)
Provides emergency assistance in areas of basic needs
including financial assistance for housing, utilities, clothing, and
prescription medicines; food through Dare-to-Care; Meals on Wheels;
blood pressure screenings; back-to-school supplies; holiday assistance;
and information and referral services regarding other emergency resource
providers.
Serves residents of 40218 and 40220 in Jefferson Co, KY.
SEAM
schedules appointments for assistance on a daily basis and when the
daily allotment of appointments have been filled, the phone is no longer
answered.
If a caller receives a busy signal, they should keep trying.
Instructions for Meals On Wheels are as follows: SEAM works with the
Louisville Metro Nutrition Program to provide a site and volunteers for
Meals on Wheels and the daily congregate lunch.
The Senior Nutrition
Site provides a hot lunch 5 days a week.
Participants must be 60 years
old or older to qualify.
There is no set fee for lunches; donations are
accepted.
Reservations are required.
Persons must call 459-2947 by noon
the day before to make a reservation. .. (continue to details page for more info and costs)
38.1978033,-85.6339132
- Phone
- (502) 499-2059
- Location
- Louisville, KY
Burial Benefits, US Department of Veteran Affairs
Provides a several burial benefits for veterans and their dependents.
Benefits include burial, funeral, and interment expense allowance;
burial flag; interment in the National Cemetery System; expense
reimbursement for transportation of deceased veteran t .. (continue to details page for more info and costs)
38.2566206,-85.7556185
- Phone
- Toll-Free:
- Location
- Louisville, KY
Call-a-Lawyer, Louisville Bar Association
Offers a
free call-in service once a month in which people can speak with a
lawyer and receive general legal guidance.
Lawyers remain anonymous and
no attorney-client relationship will be established.
For more
information contact: (crobinson@loubar.org) ( .. (continue to details page for more info and costs)
38.2556928,-85.7512830
- Phone
- (502) 583-1801
- Location
- Louisville, KY
Community Development, Legal Aid Society
A public
interest law firm providing legal services to non-profit and
community-based organizations on issues related to community and
economic development; including incorporations, taxes, contracts and
management problems. .. (continue to details page for more info and costs)
38.2511648,-85.7586551
- Phone
- (502) 584-1254
- Location
- Louisville, KY
Discrimination Assistance, Louisville Metro Human Relations Comm
Provides legal assistance and referral to individuals
who believe they have been treated unfairly on the basis of sex, race,
color, religion, age, national origin, familial status, gender identity
/sexual orientation or handicap in the areas of employment .. (continue to details page for more info and costs)
38.2489096,-85.7580748
- Phone
- (502) 574-3631
- Location
- Louisville, KY
Emergency Assistance, East Louisville Community Ministry
Provides for basic human needs (food, clothing via referrals
and/or goodwill vouchers, rent/mortgage, utility, prescriptions) to
stabilize families or individuals with a goal of providing 30 additional
days of stability.
Services individuals whose Income is below poverty
line and are residents of Butchertown, Smoketown, Shelby Park, and
Phoenix Hill (parts of zip codes 40202, 40203, 40204, and 40206 in
Jefferson Co, KY).
North of Broadway it is the portion of 40204 and
40206 which includes both sides of Floyd St (beginning with 300 E) and
eastward up to Payne St or I-64.
South of Broadway it is from Broadway
southward to and including Ormsby St (last street in 40203 going south)
and from Floyd St on the west (including both sides-beginning with 300
E) and eastward to and including both side sides of Shelby St.
The
portion of 40204 that begins east of Shelby St, including Logan St (899
E) and the 900 E block of Mason, Finzer, and Lampton Streets through 999
E (up to the railroad track adjacent to the Highlands neighborhood).
Bergman St is 40203 and is in the ECLM service area. .. (continue to details page for more info and costs)
38.2452408,-85.7468289
- Phone
- (502) 561-0722
- Location
- Louisville, KY
Emergency Assistance, Help Ministries
Provides
emergency assistance for residents of central Louisville (parts of zip
codes 40202, 40203 and 40208 in Jefferson Co, KY), including limited
financial assistance for rent, utility bills, and prescriptions; food
vouchers; clothing vouchers; haircut vouchers; and referrals to other
community resources.
Provides financial assistance once per year and
food assistance once per month.
Rent and utility assistance requests are
considered by appointment only.
Food and prescription assistance are
given on a walk-in basis.
Since the availability of funds varies from
day to day, individuals needing assistance are encouraged to call during
business hours to check on availability, however HELP Ministries is
unable to return messages.
Also assists homeless persons obtain
identification cards and birth certificates once per year.
Funds are
very limited for I.D.
assistance and are only available on the first
Monday of the month to the first 10 individuals who arrive by 9:30am.
The i.d.
assistance service may be eliminated in 2009.
** HELP
Ministries is located on the first floor at this new location, which is
a grey building.
Enter from side entrance.
** .. (continue to details page for more info and costs)
38.2377380,-85.7594030
- Phone
- (502) 587-1999
- Location
- Louisville, KY
Emergency Assistance, Shively Area Ministries
Provides
emergency assistance to persons in need in the zip code 40216 in
Jefferson Co, KY.
Services include a food pantry and financial
assistance for rent or mortgage, utilities, prescription medicine or
transportation.
Clients may obtain financial assistance once per
calendar year not to exceed $70 per household; assistance for
prescription medicine cannot exceed $100 per household per family per
year; food service limited to 4 times per rotational year, and food
commodities on a monthly basis. .. (continue to details page for more info and costs)
38.1819118,-85.8150300
- Phone
- (502) 447-4330
- Location
- Louisville, KY
Emergency Assistance, Sister Visitor
A part of
Catholic Charities, provides emergency assistance to West Louisville
residents living within the area bordered by the Ohio River, north of
Broadway and West of 9th Street (serving parts of zip codes 40203,
40211, and 40212 in Jefferson Co, KY).
Provides emergency groceries;
clothing; personal and household goods; financial assistance for rent,
mortgage payments, utilities, and prescription medicines; and home
visitation.Summer Hours (June-Aug) Mon 10-4, Tue -Thur 9-4:30, Fri
9-12:30, closed daily 12:30-1:00. .. (continue to details page for more info and costs)
38.2586686,-85.7878105
- Phone
- (502) 776-0155
- Location
- Louisville, KY
Emergency Assistance, Southwest Community Ministries
Emergency financial assistance for rent, mortgage, prescription
medicines, and utility and water bills.
Also provides emergency food
assistance as a Dare-to-Care site.
For utility bills, clients must have
disconnect notices, and for water bills, there must be small children in
the household.
Serves residents of zip codes 40258, 40272 and part of
40177 in Jefferson Co, KY.
Southwest Community Ministries is located at
Faith Presbyterian Church. .. (continue to details page for more info and costs)
38.1129746,-85.8369790
- Phone
- (502) 935-0310
- Location
- Louisville, KY
HomeCare Program, ElderServe, Inc
Provides non-medical
services for elderly or disabled individuals who want to live in their
homes but need assistance with daily activities.
Services include
personal care, home management, respite, concierge, financial helper,
and guardian medical monito .. (continue to details page for more info and costs)
38.2499726,-85.7466027
- Phone
- (502) 583-8012
- Location
- Louisville, KY
In-Home Care, Home Instead Senior Care, South & West Louisville
Provides non-medical services for seniors in the home in
south, downtown and west Louisville, KY.
Assists with companionship,
medication reminders, personal care, housekeeping, meal preparation,
laundry, shopping, errands, and transportation.
One-on-one care and
support promotes seniors' independence and safety.
Caregivers are fully
screened, trained, bonded, and insured. .. (continue to details page for more info and costs)
38.1882400,-85.8038520
- Phone
- (502) 448-1511
- Location
- Louisville, KY
In-Home Care, Louisville, Right at Home
Provides
in-home care and assistance to seniors and other adults to help them
continue to live independently.
Provides services such as personal care,
bathing, running errands, sitting service, ironing, preparing meals,
laundry and medication reminders. .. (continue to details page for more info and costs)
38.2429634,-85.6239705
- Phone
- (502) 897-0580
- Location
- Louisville, KY
Lifeline Program, AT&T Kentucky
A federally-sponsored
and state-funded program that provides financial assistance (up to
$13.50 per month) toward the cost of basic phone service for low income
households that have an established phone line and are participating in
any of the following programs: Federal Public Housing Assistance /
Section 8, Food Stamps, Medicaid, Low Income Home Energy Assistance
(LIHEAP), Supplemental Security Income (SSI), National School Lunch
(NSL), or Temporary Assistance for Needy Families (TANF). .. (continue to details page for more info and costs)
38.2497538,-85.7619771
- Phone
- Toll-Free:
- Location
- Louisville, KY
Neighborhood Place, 810 Barrett
Provides a single
point of entry for persons needing financial assistance, child or adult
welfare, health and mental health services, WIC, juvenile services, and
school-related services.
Services are provided through a collaboration
of Jefferson County Public Schools, Health Dept., Dept.
for Human
Services, Seven Counties Services, Inc., and the Kentucky Cabinet for
Families & Children, Department for Community-Based Services.
Parenting
classes for parents of children up to 2 years of age are offered as part
of the Healthy Start program.
Classes are free, and if appointments are
kept, participants receive coupons to Baby Store.
Neighborhood Places
have different service areas for different types of services.
Individuals may apply for services at any Neighborhood Place, but once
they are in the system, may be reassigned to a different Neighborhood
Place location. .. (continue to details page for more info and costs)
38.2415592,-85.7322969
- Phone
- (502) 574-6638
- Location
- Louisville, KY
Neighborhood Place, Bridges of Hope, Algonquin
Services include emergency financial assistance; emergency food;
employment services; family intervention, truancy prevention; child
abuse prevention & intervention; alcohol and drug case management;
community outreach; information and referrals; and Healthy Relationships
Workshops.
Referrals to on-site programs that are available to public
housing residents include the Self Sufficiency Program and GED classes.
GED classes are also open to the public.
Health related services: WIC,
Healthy Start Outreach & Resources, perinatal case management, parenting
classes for parents of children up to the age of 2, and a Healthy Start
baby store.
Neighborhood Places have different service areas for
different types of services.
Individuals may apply for services at any
Neighborhood Place, but once they are in the system, may be reassigned
to a different Neighborhood Place location.** This site no longer
provides immunizations, community coordinated child care or 4C
assistance, family planning classes, or a BRIDGES teen group.
5/27/10
** .. (continue to details page for more info and costs)
38.2206456,-85.7779697
- Phone
- (502) 634-6050
- Location
- Louisville, KY
Neighborhood Place, Northwest
P .. (continue to details page for more info and costs)
38.2620569,-85.8147652
- Phone
- (502) 485-7230
- Location
- Louisville, KY
Neighborhood Place, Ujima
Provides a single point of
entry for persons needing financial and housing assistance, child or
adult welfare, health and mental health services, juvenile services, job
search or placement, and school-related services.
Programs also include:
Narcotics Anonymous, parenting groups, and various programs designed to
strengthen families.
Services are provided through a collaboration
between several governmental and nonprofit agencies.
Also provides
Healthy Start, a perinatal case management program.
Neighborhood Places
have different service areas for different types of services.
Individuals may apply for services at any Neighborhood Place, but once
they are in the system, may be reassigned to a different Neighborhood
Place location. .. (continue to details page for more info and costs)
38.2285011,-85.8150660
- Phone
- (502) 485-6710
- Location
- Louisville, KY
Louisville Jefferson County Metro Section 8 Rental Assistance
.. (continue to details page for more info and costs)
38.2531888,-85.7638841
- Phone
- (502) 569-6060
- Location
- Louisville, KY
Louisville Jefferson County Metro Section 8 Rental Assistance
.. (continue to details page for more info and costs)
38.2531888,-85.7638841
- Phone
- (502) 569-6060
- Location
- Louisville, KY
Louisville Jefferson County Metro Section 8 Rental Assistance
.. (continue to details page for more info and costs)
38.2531888,-85.7638841
- Phone
- (502) 569-6060
- Location
- Louisville, KY
Louisville Jefferson County Metro Section 8 Rental Assistance
.. (continue to details page for more info and costs)
38.2531888,-85.7638841
- Phone
- (502) 569-6060
- Location
- Louisville, KY
Louisville Jefferson County Metro Section 8 Rental Assistance
.. (continue to details page for more info and costs)
38.2531888,-85.7638841
- Phone
- (502) 569-6060
- Location
- Louisville, KY
Louisville Jefferson County Metro Section 8 Rental Assistance
.. (continue to details page for more info and costs)
38.2531888,-85.7638841
- Phone
- (502) 569-6060
- Location
- Louisville, KY
Gifts of Mercy
Provides rent assistance. .. (continue to details page for more info and costs)
38.2319696,-85.6385973
- Phone
- (502) 415-6226
- Location
- Louisville, KY
Affordable Energy Corporation
TO ADMINISTER AN ENERGY
BILL ASSISTANCE PROGRAM .. (continue to details page for more info and costs)
38.1897680,-85.5584870
- Phone
- (502) 893-7842
- Location
- Louisville, KY
South Louisville Community Ministries Inc
SLCM is an
association of faith groups organized to obtain community resources
improve the quality of life of persons in their community, to enhance
human growth, independence, and self-sufficiency, to educate and promote
awareness of available services. .. (continue to details page for more info and costs)
38.1767518,-85.7646782
- Phone
- (502) 367-6445
- Location
- Louisville, KY
Metro United Way
Our Mission: to improve lives by
mobilizing the caring power of our community. .. (continue to details page for more info and costs)
38.2451260,-85.7479041
- Phone
- (502)583-2821
- Location
- Louisville, KY
Greater Community Council Inc
GCC is a
minority-founded organization, founded in 1986. GCC is currently most
active in assisting other charities. This includes applying for
nonprofit status, applying for grants, and establishing effective
boards. .. (continue to details page for more info and costs)
38.2400000,-85.7600000
- Phone
- (214) 871-5065
- Location
- Louisville, KY
Blue Horizon, Inc.
.. (continue to details page for more info and costs)
38.2086950,-85.6674400
- Phone
- (828) 676-3022
- Location
- Louisville, KY
Cabbage Patch Settlement House, Inc.
The Cabbage Patch
Settlement House is a non-profit, Christian organization that exists to
empower at-risk families and children to be self-sufficient by helping
them maximize their spiritual, social, emotional, physical, moral,
economic and educational potential. Major programs include
Recreation/Youth Development, Educational Opportunities and Counseling &
Family Servcies. Although we offer a wide variety and significant number
of program opportunities, our primary programming philosophy emphasizes
proactive programs, which are based on established goals and objectives.
Our programs offer children and families a hand-up, not just a
handout. .. (continue to details page for more info and costs)
38.2289696,-85.7647605
- Phone
- (502) 634-0811
- Location
- Louisville, KY
Gifts Of Mercy Inc
Providing basic necessities of
life, food, shelter, transportation to those in need.Share the Good News
of Jesus Love with others. .. (continue to details page for more info and costs)
38.2319696,-85.6385973
- Phone
- (502) 314-8973
- Location
- Louisville, KY
Community Winterhelp Inc
To assist low income
households meet their heating needs .. (continue to details page for more info and costs)
38.2483329,-85.7771525
- Phone
- Location
- Louisville, KY
Louisville Metro Department of Housing and Family Services - LOUISVILLE
*Homelessness Prevention and Rapid Re-Housing Program*
On February 17, 2009, President Obama signed the American Recovery and
Reinvestment Act of 2009,which ludes $1.5 billion for a Homelessness
Prevention Fund. Funding for this program, called the Homelessness
Prevention and Rapid Re-Housing Program (HPRP), is being distributed
based on the formula used for the Emergency Shelter Grants (ESG) program.
Grantees may provide rental assistance or services to eligible program
participants who are residing or would like to reside outside their
jurisdiction. They may also fund ubgrantees that serve persons outside
of the jurisdiction, subgrantees that are located outside of the
jurisdiction, and subgrantees that serve multiple jurisdictions. A
grantee may establish more stringent requirements, such as requiring
that HPRP funds be spent within the jurisdiction or establishing a
residency requirement,but HUD is not setting these requirements.
Counties served:East Baton Rouge Parish
.. (continue to details page for more info and costs)
38.2407095,-85.7328513
- Phone
- (502) 5741985
- Location
- Louisville, KY
Family Support Office Jefferson County
For more information, about Financial assistance and other services provided by this office, contact them directly to the number provided.
.. (continue to details page for more info and costs)
38.2466993,-85.7672411
- Phone
- (502) 595-4238
- Location
- Louisville, KY