Springfield, IL Financial Assistance
Experiencing financial difficulties can result in tremendous stress and uncertainty. However, in Springfield, Illinois, various programs and agencies can assist you in maintaining your financial stability and independence. This guide will elaborate on the financial assistance resources available from the government and local nonprofits, as well as providing strategies to potentially resolve persistent financial issues.
Government Financial Assistance Options
Below we list some of the primary government financial assistance options open to residents of Springfield, Illinois.
Supplemental Nutrition Assistance Program (SNAP)
The SNAP delivers nutrition benefits to supplement the food budget of needy families so they can purchase healthy food and move towards self-sufficiency. The state determines eligibility and the level of benefits based on income and household size.
Temporary Assistance for Needy Families (TANF)
TANF provides financial assistance to pregnant women and families with one or more dependent children. This assistance aims to help these families achieve self-sufficiency via job preparation, work and marriage. The amount of assistance provided depends on family size and income.
Medicaid and the Children's Health Insurance Program (CHIP)
Both programs provide free or low-cost health coverage to low-income adults, children, pregnant women, elderly adults, and people with disabilities. The eligibility rules vary from state to state but aim first and foremost to assist those with limited income.
How To Apply for Government Financial Assistance
To access these services, you must fill out an application form online or visit your local Department of Human Services office. Applicants will need to provide information about their household members, income, resources, and costs such as rent or child care.
Non-Profit Agencies that Can Help
In addition to government programs, there are numerous nonprofit organizations in Springfield that could be able to provide financial assistance:
- The Salvation Army: Provides emergency assistance for utilities, rent, food, and clothing.
- Catholic Charities of the Diocese of Springfield: Offers a variety of services, including emergency assistance, food pantries, and affordable housing initiatives.
- Contact Ministries: Provides shelter and resources to homeless women and children while helping them move towards self-sufficiency.
Strategies to Gain Financial Independence
While external assistance can be invaluable, taking proactive steps towards self-sufficiency can also help alleviate financial stress. Here are a few strategies:
- Budgeting: This can help reduce unnecessary expenses helping your money stretch further.
- Education and Upskilling: Acquiring new skills can increase job opportunities and potential earnings.
- Saving: Even a small amount saved regularly can accumulate over time and help handle unexpected expenses.
- Debt Management: Consult with a financial counselor or advisor to come up with the best strategy for managing and reducing your debt.
This comprehensive guide will hopefully offer some degree of relief and empower you to regain direction and financial stability for you and your loved ones in these trying times.
Search for Financial Assistance in Illinois
Latest additions in Illinois
Catholic Charities, Diocese of Springfield
When
individuals are in crisis and cannot find their way, they provide basic
necessities and help them find the path to self-sufficiency.
W work
with families to help map out solutions to their problems so that they
can regain their dignity. They provide guidance, case management, referral
and advocacy. They also may provide food, clothing and household vouchers,
rent and utility assistance, or special food baskets and gifts during
the holiday seasons.
People in crisis need someone who cares and that is
why they are here.
* The Springfield Area Office also provides
transportation assistance.
* This program generates no client fees
for support, so donations are always needed.
* In 2008, 21,953
clients were assisted through their Crisis Assistance programs throughout
the diocese.
.. (continue to details page for more info and costs)
39.8017055,-89.6411493
- Phone
- (217) 523-4551
- Location
- Springfield, IL
Sangamon County Community Resources
CSBG is designed
to provide services that assist low-income people to attain the skills,
knowledge, and motivation necessary to achieve self-sufficiency.
Components of the program include: Rental assistance, emergency dental
services, short-term prescription medication, emergency summer fans;
economic development loans to small businesses; scholarships for higher
education.
Maximum Income Guidelines: 125% - Emergency Services
(CSBG)
.. (continue to details page for more info and costs)
39.7999243,-89.6434486
- Phone
- (217) 535-3120
- Location
- Springfield, IL
Fifth St. Renaissance/SARA Center
Counties served:
Sangamon County(Heartland CoC) This organization assists with rental
payments. They also assist with mortgage payments. This agency also
provides help with security deposits. Also help with utilities. For mor
information contact Danielle Gude .. (continue to details page for more info and costs)
39.8175636,-89.6492360
- Phone
- (217) 523-2191
- Location
- Springfield, IL
Fifth St. Renaissance
Rent Assistance, Mortgage
Assistance, Security Deposits, Utility Assistance .. (continue to details page for more info and costs)
39.8175636,-89.6492360
- Phone
- (217)523-2191
- Location
- Springfield, IL
Department of Commerce and Economic Opportunity (DCEO) - IL STATE PROGRAM
*Homelessness Prevention and Rapid Re-Housing Program*
On February 17, 2009, President Obama signed the American Recovery and
Reinvestment Act of 2009,which ludes $1.5 billion for a Homelessness
Prevention Fund. Funding for this program, called the Homelessness
Prevention and Rapid Re-Housing Program (HPRP), is being distributed
based on the formula used for the Emergency Shelter Grants (ESG) program.
Grantees may provide rental assistance or services to eligible program
participants who are residing or would like to reside outside their
jurisdiction. They may also fund ubgrantees that serve persons outside
of the jurisdiction, subgrantees that are located outside of the
jurisdiction, and subgrantees that serve multiple jurisdictions. A
grantee may establish more stringent requirements, such as requiring
that HPRP funds be spent within the jurisdiction or establishing a
residency requirement,but HUD is not setting these requirements.
Counties served:Kane County
.. (continue to details page for more info and costs)
39.8005574,-89.6475614
- Phone
- (217) 7856142
- Location
- Springfield, IL
Office of Planning & Economic Development ( OPED) - SPRINGFIELD
*Homelessness Prevention and Rapid Re-Housing Program*
On February 17, 2009, President Obama signed the American Recovery and
Reinvestment Act of 2009,which ludes $1.5 billion for a Homelessness
Prevention Fund. Funding for this program, called the Homelessness
Prevention and Rapid Re-Housing Program (HPRP), is being distributed
based on the formula used for the Emergency Shelter Grants (ESG) program.
Grantees may provide rental assistance or services to eligible program
participants who are residing or would like to reside outside their
jurisdiction. They may also fund ubgrantees that serve persons outside
of the jurisdiction, subgrantees that are located outside of the
jurisdiction, and subgrantees that serve multiple jurisdictions. A
grantee may establish more stringent requirements, such as requiring
that HPRP funds be spent within the jurisdiction or establishing a
residency requirement,but HUD is not setting these requirements.
Counties served:St. Clair County
.. (continue to details page for more info and costs)
39.7993820,-89.6450603
- Phone
- (217) 7892377
- Location
- Springfield, IL