Des Moines, IA Financial Assistance
Your Guide to Financial Assistance in Des Moines, Iowa
Life sometimes throws curveballs at us, leaving us in dire need of financial assistance. If you and your family are currently in financial need, know that it’s okay to ask for help. Here is a comprehensive guide on available financial aid, eligibility criteria, and how to apply in Des Moines, Iowa.
Government Financial Assistance
Several government agencies provide financial assistance services, and they are designed to support those dealing with financial difficulties.
Federal Assistance Programs
There are numerous federal assistance programs in place for those struggling financially, such as:
- The Supplemental Nutrition Assistance Program (SNAP): Also known as the Food Assistance program, SNAP offers eligible low-income individuals and families a benefits card to be used to purchase food.
- The Low Income Home Energy Assistance Program (LIHEAP): This helps eligible families with energy costs such as heating or cooling homes, and energy crisis assistance.
- Temporary Assistance for Needy Families (TANF): This provides states with grants to assist needy families achieve self-sufficiency. In Iowa, the program (known as Family Investment Program) provides cash assistance to support responsible parenting, job preparation, and work.
Each of these programs has its own set of eligibility criteria, which typically take into account factors such as monthly income, family size, and citizenship/immigration status. Applications can usually be made online or in-person at your local Department of Human Services (DHS) office.
State Assistance Programs
At the state level, the Iowa Department of Human Services (DHS) also offers financial assistance programs, some of which include:
- Medical Assistance (Medicaid): A program that pays for covered medical services for eligible low-income Iowans.
- The Family Investment Program (FIP): This program offers temporary financial assistance to needy families showing effort to become self-supporting.
The aforementioned state assistance programs also have their own eligibility requirements, and individuals can apply through the DHS or online through their websites.
Non-profit Agencies
Aside from government financial assistance options, there are several non-profit organizations that may provide help. Some in the Des Moines area include:
- The Des Moines Area Religious Council (DMARC): This organization operates food pantries across the metro area and assists with personal necessities, such as clothes.
- Catholic Charities Diocese of Des Moines: They offer a variety of services, including emergency food and shelter, counseling, and financial crisis services.
- IMPACT Community Action Partnership: This organization provides services like emergency assistance, energy assistance, food and personal necessities pantries, along with a variety of other developmental programs.
Contact these organizations directly to learn about their application processes and eligibility criteria.
Other Strategies
While government and non-profit aid are invaluable resources, working towards a sustainable financial future is also essential. Consider these strategies:
- Education and Training: Many organizations offer free or affordable education and job training programs. Knowledge is power, and additional skills or training can increase employability.
- Budgeting and Debt Management: Managing your finances properly is key. Learn how to budget effectively and speak to financial advisors about managing debt.
- Networking: In the current job market, who you know can be just as important as what you know. Build your network both online and offline.
In difficult financial times, it's vital to remember that help is available from various avenues. By utilizing the resources mentioned above, you can gradually pave your way out of financial need and achieve self-sufficiency.
Search for Financial Assistance in Iowa
Latest additions in Iowa
Aging Resources of Central Iowa
AGING RESOURCES serves
persons 60 years of age and older living in Polk, Boone, Dallas, Jasper,
Madison, Marion, Story and Warren Counties.
Aging resources also
provides state and federal funds to local provides if such services as:
congregate meals, home delivered meals, homemakers, home health aides,
chore services, home repair, adult day care, legal services, mental
health outreach and preventive health/promotion. .. (continue to details page for more info and costs)
41.5829844,-93.6977507
- Phone
- (515) 255-1310;
- Location
- Des Moines, IA
AIDS Project of Central Iowa
AIDS PROJECT OF CENTRAL
IOWA is a non-profit organization providing assistance to people living
with HIV and preventing future infections in their community.
Will provide
counseling, practical assistance, help locate needed medical care, and
in general help the client with any services needed.
Can make home and
hospital visits. .. (continue to details page for more info and costs)
41.5924790,-93.6151120
- Phone
- (515) 284-0245;
- Location
- Des Moines, IA
Auxi Health, Inc. - Des Moines
AUXI HEALTH INC
provides a variety of Home Health Services to clients in their homes.
Services must be ordered from a Physician.
Services include: skilled
nursing, physical therapy, occupational therapy, speech therapy, home
health aids, and homemaker services. .. (continue to details page for more info and costs)
41.6001280,-93.6759822
- Phone
- (800) 728-1691;
- Location
- Des Moines, IA
Bidwell-Riverside Center
BIDWELL-RIVERSIDE CENTER is
committed to helping families and individuals develop to their full
potential through direct service and educational programs. Programs
include: Early Child Development center, possible financial assistance
for utilities, food pantry (DMARC), and clothing shop. .. (continue to details page for more info and costs)
41.5696444,-93.5980567
- Phone
- (515) 244-6251;
- Location
- Des Moines, IA
Central Senior Center
CENTRAL SENIOR CENTER:
congregate meal site (noon meal), recreation activities/ educational
classes including ceramics, crafts, tournaments, and special interest
classes.
Varied health services (podiatry, dental, physicals, well
elderly).
There are five neighborhood-based senior centers and thirteen
dining sites throughout Polk County. .. (continue to details page for more info and costs)
41.6039527,-93.6254478
- Phone
- (515) 286-3677;
- Location
- Des Moines, IA
Cross Ministries -Cottage Grove Presbyterian Church
CROSS MINISTRIES is an outreach program established to assist people in
crisis with basic survival needs such as rent, rent deposits, mortgage
payments, utility bills, birth certificates, etc.
CROSS can sometimes
assist with vouchers for laundry, bus tokens and storage costs.
Other
services: .. (continue to details page for more info and costs)
41.5999808,-93.6750005
- Phone
- (515) 279-9998;
- Location
- Des Moines, IA
Department of Housing and Urban Development
HOUSING
DISCRIMINATION HOTLINE provides callers with information regarding their
fair housing rights and responsibilities and accepts complaints of
housing discrimination.
Callers will be greeted in both English and
Spanish and will have the option to continue listening to the recorded
messages in either language. .. (continue to details page for more info and costs)
41.5861329,-93.6200500
- Phone
- (515) 284-4512;
- Location
- Des Moines, IA
Des Moines Area Community College - Urban Campus
Des
moines area community college serves 11 central iowa counties.
Des
Moines Area Community College provides full-time and part-time
educational programs up to two years in length in 70 different career
education programs; 13 paraprofessional career programs for which
college credit is given; a full range of freshman and sophomore college
courses; adult and continuing education programs, including career short
courses, adult basic education, high school completion for students of
post high school age, and many other part-time classes throughout the
district.
Customized training programs for business and industry in the
area.
Specific entrance requirements vary with the program. .. (continue to details page for more info and costs)
41.5976382,-93.6270975
- Phone
- (515) 244-4226
- Location
- Des Moines, IA
Employee and Family Resources - Fifth Avenue
SUBSTANCE
ABUSE SERVICES are the single point of entry for state funded substance
abuse treatment services within Polk County.
Assessment specialists
determine treatment needs (if any) for others referred by the courts,
county, private attorneys, treatment and other health and social service
providers, family members and those who are self-referred.
Sliding fee
scale. .. (continue to details page for more info and costs)
41.5816456,-93.6243133
- Phone
- (515) 244-6090;
- Location
- Des Moines, IA
General Assistance - Polk County
GENERAL ASSISTANCE
provides temporary assistance for basic or special needs to low income
persons who reside in Polk County.
Eligibility is determined by
Financial Assistance Specialists in accordance with General Assistance
Ordinance.
Can provide temporary rent, utility, food assistance, beds,
property tax suspension, burial assistance, and medical supplies.
For
qualifying individuals, assistance may be available for a fridge or
stove.
With a doctors referral for transportation out of town for
medical reasons, individuals may be reimbursed for the travel cost.
Propane assistance is also available. .. (continue to details page for more info and costs)
41.6021517,-93.6429430
- Phone
- (515) 286-2088;
- Location
- Des Moines, IA
Health Facilities Division - Department of Inspections & Appeals
DEPARTMENT OF INSPECTIONS AND APPEALS is the designated state
survey and certification agency responsible for inspecting and
licensing/certifying various health care entities, as well as health
care providers and suppliers operating in the State of Iowa. .. (continue to details page for more info and costs)
41.5919016,-93.6017503
- Phone
- (515) 281-4115
- Location
- Des Moines, IA
Iowa Finance Authority
IOWA FINANCE AUTHORITY provides
financing for either new or existing homes with low interest mortgage
loans throughout the state for qualified first time buyers or
non-first-time buyers in targeted areas. .. (continue to details page for more info and costs)
41.5849310,-93.6442440
- Phone
- (515) 725-4900
- Location
- Des Moines, IA
Iowa Legal Aid - Des Moines
FREE LEGAL ASSISTANCE with
civil legal problems involving basic necessities for low-income
individuals in all 99 Iowa counties; assistance ranges from providing
counsel and advice to representation before various agencies and
courts .. (continue to details page for more info and costs)
41.5816456,-93.6243133
- Phone
- (515) 243-2151;
- Location
- Des Moines, IA
Iowa Pathways to Health Care Careers
IOWA PATHWAYS TO
HEALTH CARE CAREERS is a unique project will recruit, screen, and
provide training and support services to Limited English Proficient
(LEP) refugees and immigrants in Iowa to help them pursue careers, with
progression, in the health care industry.
The project is a partnership
effort between Iowa Workforce Development, Iowa Bureau of Refugee
Services, Mercy College of Health Sciences, and a number of health care
employer partners. .. (continue to details page for more info and costs)
41.5816456,-93.6243133
- Phone
- (515) 283-7999
- Location
- Des Moines, IA
Iowa Rental Help
IOWA RENTAL HELP can assist qualified
Iowa renters (and some homeowners) who are facing financial
difficulties.
The program offers financial assistance to help Iowans
stay in their rental homes, or to find affordable housing that best suit
their needs.
Iowa rental help offers: .. (continue to details page for more info and costs)
41.5774667,-93.6775362
- Phone
- (515) 286-2088
- Location
- Des Moines, IA
ISED Ventures - Iowans for Social & Economic Development
ISED Ventures is a non-profit community development
agency.
Its mission is to create opportunities for low and moderate
income Iowans to increase income and achieve financial stability.
Available programs: .. (continue to details page for more info and costs)
41.6089820,-93.6268464
- Phone
- (515) 283-0940
- Location
- Des Moines, IA
Legal Representatives for Disability Claims
LEGAL
REPRESENTATIVES FOR DISABILITY CLAIMS .. (continue to details page for more info and costs)
41.6205800,-93.7559639
- Phone
- 515-243-1193;51
- Location
- Des Moines, IA
LifeWorks, Inc.
LIFEWORKS INC provides a variety of
counseling services, including: depression, anxiety, physical/sexual
abuse, victim and perpetrators, relationships, parenting, grief/loss,
trauma, family issues, adoption, anger management, conflict resolution,
childhood behavioral disorders, stress management, etc.
The staff at
LifeWorks has experience working with the Child Welfare System; they
work with adults and children, providing individual and family
counseling. .. (continue to details page for more info and costs)
41.5868150,-93.6748460
- Phone
- (515) 255-8399
- Location
- Des Moines, IA
Lutheran Services in Iowa - Health & Disability Care
HOME HEALTH SERVICES offers affordable home health care services which
enable individuals to live safely in their homes.
Services included:
Skilled Nurses, therapists, (physical, occupational and speech), Home
Health Aides, Homemakers, Social Workers, Pediatrics Home Health Care,
Affordable Assisted Living.
Payment options: medicare, medicaid,
waivers, insurance, grants, private pay.
5p15-271-1658. .. (continue to details page for more info and costs)
41.6002211,-93.6610560
- Phone
- (515) 277-1658
- Location
- Des Moines, IA
Neighborhood Finance Corporation
NEIGHBORHOOD FINANCE
CORPORATION is a private, non-profit organization that provides funds
for hundreds of housing units in targeted neighborhoods of Des Moines.
Services include: .. (continue to details page for more info and costs)
41.6089820,-93.6268464
- Phone
- (515) 288-5626
- Location
- Des Moines, IA
Northside Senior Center
NORTHSIDE SENIOR CENTER
provides a congregate meal site for seniors age 60 and over.
Meals
served from 11:30am to noon.
Recreational and educational activities as
well as health improvement programs are available.
Activities include
billiards, cards, bingo, line dancing, ballroom dancing, needlepoint,
crafts, and exercise classes. .. (continue to details page for more info and costs)
41.6035189,-93.6420480
- Phone
- (515) 288-1524
- Location
- Des Moines, IA
Northwest Community Center
NORTHWEST COMMUNITY CENTER
offers a congregate meal site for seniors age 60 and over, noon meals
served at 11:30am.
Recreational and educational activities as well as
health improvement programs are available. .. (continue to details page for more info and costs)
41.6110864,-93.6899162
- Phone
- (515) 279-2767;
- Location
- Des Moines, IA
Pay the Fine Iowa - Iowa Court Debt Amnesty
PAY THE
FINE IOWA - Court Debt Amnesty is an opportunity for many people to
reduce their outstanding Iowa court debt.
The amnesty is only available
until November 30, 2010, for certain types of court debt.
By paying 50%
of the total amount of eligible court debt, the remainder will be
waived.
Preprinted applications were sent to those who are eligible.
Only certain fines are eligible. .. (continue to details page for more info and costs)
41.5910453,-93.6027866
- Phone
- (888) 972-9346;
- Location
- Des Moines, IA
Proteus, Inc. - Des Moines
PROTEUS INC provides the
following services: .. (continue to details page for more info and costs)
41.6303200,-93.6991320
- Phone
- (515) 271-5303;
- Location
- Des Moines, IA
Representative Services
REPRESENTATIVE SERVICES
includes: .. (continue to details page for more info and costs)
41.6324490,-93.6724649
- Phone
- (515) 271-8186;
- Location
- Des Moines, IA
Salvation Army Family Services
SALVATION ARMY FAMILY
SERVICES provides: .. (continue to details page for more info and costs)
41.6032782,-93.6260058
- Phone
- (515) 282-3422;
- Location
- Des Moines, IA
SCORE (Counselors to Americas Small Business)
SCORE is
a cadre of retired men and women who volunteer their business expertise
working with small businesses in a variety of areas.
SCORE volunteers
can provide one-on-one free and confidential counseling to existing and
new businesses.
Counselors are matched to clients based upon their
business background and the type of assistance requested.
SCORE
counselors also offer How to Start and Manage Your Own Small Business
workshops around the state for a nominal fee. .. (continue to details page for more info and costs)
41.5861329,-93.6200500
- Phone
- (515) 284-4760
- Location
- Des Moines, IA
Scott Four Mile Senior Center
SCOTT FOUR MILE SENIOR
CENTER offers congregate meals served to seniors age 60 and over between
11:15am-12pm.
Walking club also available 6am to 11am.
Various wellness,
recreational and educational activities are available. .. (continue to details page for more info and costs)
41.6138030,-93.5436280
- Phone
- (515) 248-6336;
- Location
- Des Moines, IA
Small Business Administration - Des Moines
SMALL
BUSINESS ADMINISTRATION helps start, build and grow businesses.
It is a
federal agency which administers loans to small businesses.
Also
includes Government Contract Assistance, Minority Enterprise, and
Management Assistance for small businesses. .. (continue to details page for more info and costs)
41.5861329,-93.6200500
- Phone
- (515) 284-4422
- Location
- Des Moines, IA
Small Dollar Loan Progam (CCI)
SMALL DOLLAR LOAN
PROGRAM for emergency situations, including: car repairs, utilities, pay
day loan payoffs, or other urgent needs. .. (continue to details page for more info and costs)
41.6040612,-93.6441424
- Phone
- (515) 255-0800;
- Location
- Des Moines, IA
Southside Senior Center
SOUTHSIDE SENIOR CENTER
provides congregate meals served to seniors age 60 and over daily from
11:30am to 11:45am.
Recreational and educational activities as well as
health improvement programs are available. .. (continue to details page for more info and costs)
41.5300420,-93.6167340
- Phone
- (515) 287-0092;
- Location
- Des Moines, IA
St. Mary Family Center
ST MARY FAMILY CENTER provides
a food and personal pantry, clothing closet and limited financial aid
for rent and utilities. .. (continue to details page for more info and costs)
41.6099344,-93.5964570
- Phone
- (515) 262-7290
- Location
- Des Moines, IA
St. Vincent De Paul Society - Des Moines
ST VINCENT DE
PAUL assists families who cannot afford utility, rent or mortgage
payments, clothing, furniture and food. .. (continue to details page for more info and costs)
41.6089820,-93.6268464
- Phone
- (515) 282-8327;
- Location
- Des Moines, IA
Veterans Affairs Regional Office
VETERANS AFFAIRS
REGIONAL OFFICE offers disability compensation and pension payments;
rehabilitation benefits; guaranteed home loans; information and claims
assistance for all VA benefits. .. (continue to details page for more info and costs)
41.5816456,-93.6243133
- Phone
- (800) 827-1000;
- Location
- Des Moines, IA
Wesley Life
WESLEY LIFE is a non-profit agency
formerly known as Generations Incorporated.
The agency provides services
to low-income seniors (60 plus), disabled individuals, those recently
discharged from a hospital, as well as private pay individuals.
The goal
of the program is to allow people to remain independent in their own
homes.
The services include: .. (continue to details page for more info and costs)
41.5816456,-93.6243133
- Phone
- (515) 288-3334;
- Location
- Des Moines, IA
Department of Housing Services City of Des Moines, IA - DES MOINES
*Homelessness Prevention and Rapid Re-Housing Program*
On February 17, 2009, President Obama signed the American Recovery and
Reinvestment Act of 2009,which ludes $1.5 billion for a Homelessness
Prevention Fund. Funding for this program, called the Homelessness
Prevention and Rapid Re-Housing Program (HPRP), is being distributed
based on the formula used for the Emergency Shelter Grants (ESG) program.
Grantees may provide rental assistance or services to eligible program
participants who are residing or would like to reside outside their
jurisdiction. They may also fund ubgrantees that serve persons outside
of the jurisdiction, subgrantees that are located outside of the
jurisdiction, and subgrantees that serve multiple jurisdictions. A
grantee may establish more stringent requirements, such as requiring
that HPRP funds be spent within the jurisdiction or establishing a
residency requirement,but HUD is not setting these requirements.
Counties served:Dubuque County
.. (continue to details page for more info and costs)
41.6287399,-93.6186647
- Phone
- (515) 3238976
- Location
- Des Moines, IA
Iowa Finance Authority - IA STATE PROGRAM
*Homelessness Prevention and Rapid Re-Housing Program*
On February 17, 2009, President Obama signed the American Recovery and
Reinvestment Act of 2009,which ludes $1.5 billion for a Homelessness
Prevention Fund. Funding for this program, called the Homelessness
Prevention and Rapid Re-Housing Program (HPRP), is being distributed
based on the formula used for the Emergency Shelter Grants (ESG) program.
Grantees may provide rental assistance or services to eligible program
participants who are residing or would like to reside outside their
jurisdiction. They may also fund ubgrantees that serve persons outside
of the jurisdiction, subgrantees that are located outside of the
jurisdiction, and subgrantees that serve multiple jurisdictions. A
grantee may establish more stringent requirements, such as requiring
that HPRP funds be spent within the jurisdiction or establishing a
residency requirement,but HUD is not setting these requirements.
Counties served:Woodbury County
.. (continue to details page for more info and costs)
41.5849310,-93.6442440
- Phone
- (515) 725-4942
- Location
- Des Moines, IA