Cedar Rapids, IA Financial Assistance
A Comprehensive Guide To Financial Assistance In Cedar Rapids, IA
Financial difficulties can arise at any time. For residents of Cedar Rapids, Iowa, there are several forms of assistance available for mitigating these issues. Whether you are a low-income individual, senior citizen or a struggling family, there are government financial assistance options, subsidies and non-profit organizations ready to help in your time of need.
Government Financial Assistance Options
Temporary Assistance for Needy Families (TANF)
This federally funded program is designed to help low-income families with children to meet their basic needs. Eligibility largely depends on income, family size, and citizenship status. Grant sizes vary, too. To apply for TANF, visit the local Department of Human Services office or apply online at Iowa DHS.
Supplemental Nutritional Assistance Program (SNAP)
Formerly known as “Food Stamps,” SNAP provides families and individuals with funds to purchase food. Eligibility is determined by income, assets, and household size. To apply, visit your local DHS office or apply online through the Iowa DHS.
Low Income Home Energy Assistance Program (LIHEAP)
For those struggling to afford heating costs in the colder months, LIHEAP can assist. This federally funded program is income-based. You can apply at your local community action agency. Find your local agency at Iowa Department of Human Rights.
Government Subsidies
Section 8 Housing
The government offers rent subsidies through the Section 8 Housing Choice Voucher program to eligible low-income families and individuals. Eligibility is primarily determined by income and family size. Applications are usually handled by local Public Housing Agencies (PHAs). More details can be found on HUD's official website.
Medicaid
Medicaid provides free or low-cost health coverage to eligible low-income adults, children, pregnant women, elderly adults, and people with disabilities. It’s based on income and family size. Application can be made at the local DHS office or online at Iowa DHS.
Non-profit Aid Agencies in Cedar Rapids
Catholic Charities of the Archdiocese of Dubuque
They provide emergency assistance to individuals and families facing financial difficulties. Their aid can cover utilities, rent, food and other basic needs. Visit their office or their official website Catholic Charities for application information.
The Salvation Army of Cedar Rapids
The Salvation Army provides food, emergency shelter, utility assistance and more. For information on how to apply for their services, visit their office in Cedar Rapids or go to their official website Salvation Army Cedar Rapids.
Strategies to Improve Financial Situations
Budgeting & Debt Management
Creating a strict monthly budget can help manage income and expenses, reducing the chance of falling into or remaining in financial need. Consider getting a free consultation with a credit counseling service to assist in managing your debt.
Community College or Training Programs
Gaining new skills could help improve your income potential. Community colleges or local job training programs often offer affordable courses. The Kirkwood Community College in Cedar Rapids is a valuable resource to consider.
Part-Time Employment or Side Jobs
Consider finding part-time employment or side jobs to supplement your income. Websites like Indeed, LinkedIn, and Craigslist can be great resources in your job search.
Search for Financial Assistance in Iowa
Latest additions in Iowa
All Ages Care Service, LLC
Taking care of the Elderly
or Individual with Mental Retardation and physical disabilities of all
ages.
Bathing Showering meal preparationdressing medication
administrationerrand running laundry and transportation .. (continue to details page for more info and costs)
41.9270157,-91.6955092
- Phone
- (319) 861-3322
- Location
- Cedar Rapids, IA
Amnesty International
AMNESTY/PARDON ASSISTANCE:
Committed to the release of political prisoners worldwide, fair and
prompt trials for political prisoners, and to abolish torture and
executions. .. (continue to details page for more info and costs)
41.9741172,-91.6657548
- Phone
- (319) 364-7696;
- Location
- Cedar Rapids, IA
CrossRoads Mission
Bus passes: when funding is
available .. (continue to details page for more info and costs)
41.9713713,-91.6843188
- Phone
- (319) 365-0707;
- Location
- Cedar Rapids, IA
HACAP - Urban Site
ENERGY ASSISTANCE: Assists
low-income homeowners and renters pay for a portion of their primary
heating costs for the winter season.
Assistance is based n household
income, size, type of fuel and type of housing.
The application period
is from October 1 (for elderly and disabled households) and November
through April 15th for the rest of the households..
Must meet 150% of
poverty guidelines. .. (continue to details page for more info and costs)
41.9862570,-91.6537980
- Phone
- (319) 366-7632;
- Location
- Cedar Rapids, IA
Iowa Legal Aid - Cedar Rapids
FREE LEGAL ASSISTANCE
with civil legal problems involving basic necessities for low-income
individuals in all 99 Iowa counties; assistance ranges from providing
counsel and advice to representation before various agencies and
courts .. (continue to details page for more info and costs)
41.9744226,-91.6621833
- Phone
- (800) 532-1503
- Location
- Cedar Rapids, IA
Mercy Womens Center
EATING DISORDERS: Individual and
family therapy programs and dietary consultation provided.
Counseling
for eating disorders: anorexia, bulimia, compulsive eating. .. (continue to details page for more info and costs)
41.9790470,-91.6569619
- Phone
- (319) 398-6821;
- Location
- Cedar Rapids, IA
SCORE - Service Corps of Retired Executives
SCOREs
mission statement says that SCORE provides professional guidance and
information, accessible to all, to maximize the success of Americas
existing and emerging small businesses. .. (continue to details page for more info and costs)
42.0049570,-91.6356280
- Phone
- (319) 362-6405;
- Location
- Cedar Rapids, IA
Spirit Fund
.. (continue to details page for more info and costs)
41.9848720,-91.6609950
- Phone
- (319) 558-4867;
- Location
- Cedar Rapids, IA
Midamerica Housing Partnership
MidAmerica Housing
Partnership is a private non-profit, Housing Development Organization
with a mission to build, preserve, and enhance affordable housing.
Founded in 1992, MAHP has grown from a budding non-profit in Cedar
Rapids to a full service development, construction, and property
management corporation. Serving an expanding radius of eleven urban and
rural communities, MAHP creates and provides housing for families, the
elderly, and disabled as a way of underpinning economic development
throughout Iowa. MAHP developed 503 rental units, including 93 elderly
and 18 disabled units, manages 409 units. As of October 27, 2005 MAHP
housed 346 families consisting of 846 individuals including 424
children. The average household income was $12,614, slightly up from
$12,268 in 2004. According to the 2000 Census, 12,371 households or
nearly one out of every four households in Cedar Rapids (including 4,229
families) have incomes of less than $25,000 a year. 5,513 of these
households pay too much for rent (30% or more of their gross income).
The Census also shows that 8,843 people in Cedar Rapids live in poverty,
including 2,523 children between the ages of five and eighteen. Based on
these numbers, MidAmerica Housing Partnership conservatively estimates
that 3,709 low-income households in Cedar Rapids are severely
cost-burdened, threatened with homelessness, and/or living in
sub-standard housing. .. (continue to details page for more info and costs)
41.9419920,-91.6809339
- Phone
- (319) 365-6247
- Location
- Cedar Rapids, IA
Department of Community Development Housing Services Division - CEDAR RAPIDS
*Homelessness Prevention and Rapid Re-Housing Program*
On February 17, 2009, President Obama signed the American Recovery and
Reinvestment Act of 2009,which ludes $1.5 billion for a Homelessness
Prevention Fund. Funding for this program, called the Homelessness
Prevention and Rapid Re-Housing Program (HPRP), is being distributed
based on the formula used for the Emergency Shelter Grants (ESG) program.
Grantees may provide rental assistance or services to eligible program
participants who are residing or would like to reside outside their
jurisdiction. They may also fund ubgrantees that serve persons outside
of the jurisdiction, subgrantees that are located outside of the
jurisdiction, and subgrantees that serve multiple jurisdictions. A
grantee may establish more stringent requirements, such as requiring
that HPRP funds be spent within the jurisdiction or establishing a
residency requirement,but HUD is not setting these requirements.
Counties served:Scott County
.. (continue to details page for more info and costs)
41.9656021,-91.6765195
- Phone
- (319) 2865852
- Location
- Cedar Rapids, IA