Waterbury, CT Financial Assistance
Experiencing financial difficulty is a common challenge. If you're a resident in Waterbury, Connecticut seeking help, several financial assistance options are available. This guide provides insights into the government assistance programs, their eligibility criteria, application process, and some specific non-profit organizations that can provide aid. Additionally, it offers some strategies you can adopt to improve your financial condition.
Government Assistance Programs
Several governmental initiatives can support those in financial distress. Let's delve into a few of these and learn about their specific criteria and how to apply for them.
Cash Assistance
The Connecticut Department of Social Services (DSS) provides cash assistance through the Temporary Family Assistance (TFA) program. TFA is designed to help families in need meet their basic needs. Eligibility is determined based on income, assets, age, disability, pregnancy, and other criteria. Apply for TFA assistance here.
Food Assistance
The Supplemental Nutrition Assistance Program (SNAP) provides eligible individuals and families with an Electronic Benefits Transfer (EBT) card. The card can be used to purchase eligible food items at authorized retailers. Eligibility is based on factors like income, number of individuals in a household, and other factors. Apply for SNAP benefits here.
Housing Assistance
The Connecticut Department of Housing provides various programs to offer affordable housing solutions for eligible individuals and families. Such programs include rental assistance, emergency shelter, and affordable homeownership opportunities. Eligibility varies based on the specific program. Find more about the housing programs and apply here.
Non-Profit Agencies
In addition to governmental initiatives, non-profit organizations are committed to helping individuals and families. In Waterbury, notable agencies include New Opportunities, Inc. and the United Way of Greater Waterbury. These organizations offer comprehensive support in areas like food, education, clothing, and employment.
New Opportunities, Inc.
This organization serves Waterbury and other nearby locations in Connecticut and offers numerous services, including emergency food pantry, energy assistance, early childhood programs, etc. Find more about New Opportunities, Inc. here.
United Way of Greater Waterbury
The United Way focuses on improving the community's health, education, and financial stability. The organization provides various resources like food assistance, housing stability support, disaster relief, and other services. Learn more about United Way of Greater Waterbury here.
Overcoming Financial Difficulties
While assistance programs can provide immediate relief, long-term financial stability often requires a multi-faceted approach. Consider these strategies:
- Budget Creation and Management: Developing a clear budget helps you understand your income and expenditure, aiding in spending wisely.
- Debt Management: Managing your debts effectively and paying them down efficiently can significantly ease financial stress.
- Savings: Consistently setting aside funds, however small, can cushion you against future financial hardships.
- Employment and Education: Investing in further education or skills training can open opportunities for better-paying jobs.
It's important to remember that help is available for those in need. Don't hesitate to reach out to these resources. With the right assistance, a clear plan, and determination, financial stability is attainable.
Search for Financial Assistance in Connecticut
Latest additions in Connecticut
City of Waterbury Development Corporation
Municipal
government administers selected public services for
residents.\
Elegibility:
HPRP provides funding to assist families and
individuals who are at imminent risk of homelessness.
Must be
"imminently at risk of becoming literally homeless within the next 6-15
days":
*Being evicted within 6-15 days from private dwelling (own home,
or family/friend s home), OR
*Being discharged from an institution in
which the person has been a resident for more than 30 consecutive days,
OR
*Living in housing that has been condemned by housing officials and is
no longer considered habitable, OR
*Fleeing a domestic violence housing
situation.
IN ADDITION TO ONE OF THE ABOVE:
*No appropriate housing
options have been identified, and
*The person lacks the financial
resources and support networks needed to obtain immediate housing or
remain in their existing housing.
NOTE:
If literally homeless or
imminently homelessness (within 5 days), refer to homeless shelter.
Hours of operation:
M,T,F: 8:30am-4:30pm;
W,Th: 8:30am-12noon (W,Th
afternoons: emergencies only)
Application must be filed within six months of leaving TFA;
Client
obtains a referral letter from their DSS worker;
Client fills out the
pre-application form on the other side of the referral letter;
Client
then mails the completed application to John D Amelia and
Associates.
.. (continue to details page for more info and costs)
41.5554722,-73.0424135
- Phone
- (203) 346-2607
- Location
- Waterbury, CT
John D'Amelia And Associates
Housing contractor
administers the Conn.
Dept.
of Social Services subsidized housing
programs including Section 8, Rental Assistance Program (RAP), and
Transitionary Limited Rental Assistance Program
(T-RAP).Elegibility:Family has received TFA but is not currently
receiving TFA; Must file application for T-RAP within six months of
leaving TFA; Must be living in privately owned rental housing and must
not already be receiving a rental subsidy; An adult member of the
household must be employed for at least 12 hours per week or an adult
member must be employed and the family has income that exceeds the TFA
payment standard.
Hours of operation:M-F: 8:30am-4:30pm
Application must be filed within six months of leaving TFA; Client
obtains a referral letter from their DSS worker; Client fills out the
pre-application form on the other side of the referral letter; Client
then mails the completed application to John D Amelia and
Associates.
.. (continue to details page for more info and costs)
41.5765458,-73.0263035
- Phone
- (203) 757-1138
- Location
- Waterbury, CT
New Opportunities Human Service Center
Community
action agency for Central Naugatuck Valley, Litchfield Hills, and
greater Meriden provides community based services for economically
disadvantaged people to promote self sufficiency and economic
independence.
Services for individuals.Elegibility:Must be experiencing a
non-recurring, unexpected, documentable hardship; Resident of
Barkhamsted, Beacon Falls, Berlin, Bethlehem, Cheshire, Colebrook,
Goshen, Hartland, Harwinton, Litchfield, Meriden, Middlebury, Morris,
Naugatuck, New Hartford, Norfolk, Prospect, Southbury, Southington,
Thomaston, Torrington, Wallingford, Waterbury, Watertown,
Winchester/Winsted, Wolcott, Woodbury; For financial assistance
applicant must have received a notice to quit; People who are behind in
rent but do not yet have a notice to quit are eligible for mediation
services only; Must have income; Income must be at or below 60% of the
state median income; Monthly rent/mortgage cannot exceed 60% of gross
monthly income; Must be able to pay the next month s rent; Other
restrictions may apply.
HPRP provides funding to assist families and
individuals who are at imminent risk of homelessness.
Must be
"imminently at risk of becoming literally homeless within the next 6-15
days":*Being evicted within 6-15 days from private dwelling (own home,
or family/friend s home), OR*Being discharged from an institution in
which the person has been a resident for more than 30 consecutive days,
OR*Living in housing that has been condemned by housing officials and is
no longer considered habitable, OR*Fleeing a domestic violence housing
situation.
IN ADDITION TO ONE OF THE ABOVE:*No appropriate housing
options have been identified, and*The person lacks the financial
resources and support networks needed to obtain immediate housing or
remain in their existing housing.NOTE: If literally homeless or
imminently homelessness (within 5 days), refer to homeless shelter.
Hours of operation:M-F: 8am-5pm
Cannot apply more than once in any 18 month period
.. (continue to details page for more info and costs)
41.5592106,-73.0351554
- Phone
- (203) 575-4248
- Location
- Waterbury, CT
Connecticut Social Services - Western Regional Sub-Office, Waterbury
State agency administers state and federal
cash assistance, food stamp and medical insurance programs for low
income individuals and families with children, individuals who are
elderly or disabled, and refugees.
Cash or medical insurance
progElegibility:Family has received TFA but is not currently receiving
TFA; Must file application for T-RAP within six months of leaving TFA;
Must be living in privately owned rental housing and must not already be
receiving a rental subsidy; An adult member of the household must be
employed for at least 12 hours per week or an adult member must be
employed and the family has income that exceeds the TFA payment standard.
Hours of operation:M,T,F: 8:30am-4:30pm; W,Th: 8:30am-12noon (W,Th
afternoons: emergencies only)
Application must be filed within six months of leaving TFA; Client
obtains a referral letter from their DSS worker; Client fills out the
pre-application form on the other side of the referral letter; Client
then mails the completed application to John D Amelia and
Associates.
.. (continue to details page for more info and costs)
41.5607676,-73.0532988
- Phone
- (203) 597-4000
- Location
- Waterbury, CT
Waterbury Development Corporation - WATERBURY
*Homelessness Prevention and Rapid Re-Housing Program*
On February 17, 2009, President Obama signed the American Recovery and
Reinvestment Act of 2009,which ludes $1.5 billion for a Homelessness
Prevention Fund. Funding for this program, called the Homelessness
Prevention and Rapid Re-Housing Program (HPRP), is being distributed
based on the formula used for the Emergency Shelter Grants (ESG) program.
Grantees may provide rental assistance or services to eligible program
participants who are residing or would like to reside outside their
jurisdiction. They may also fund ubgrantees that serve persons outside
of the jurisdiction, subgrantees that are located outside of the
jurisdiction, and subgrantees that serve multiple jurisdictions. A
grantee may establish more stringent requirements, such as requiring
that HPRP funds be spent within the jurisdiction or establishing a
residency requirement,but HUD is not setting these requirements.
Counties served:N/A
.. (continue to details page for more info and costs)
41.5554722,-73.0424135
- Phone
- (203) 346-2607
- Location
- Waterbury, CT