Experiencing financial hardship is tough. Luckily, in Lakewood, Colorado, many government financial assistance options and non-profit agencies are available to help you navigate through this challenging time. Here is a detailed guide on how to qualify and apply for these programs:

Government Financial Assistance Programs

Snap Benefits (Food Stamps)

Supplemental Nutrition Assistance Program (SNAP), commonly known as Food Stamps, provides eligible individuals and families with resources to buy food. The eligibility criteria are typically based on the number of people in your household, income, and certain expenses. You can apply online through Colorado PEAK or by visiting the Jefferson County Human Services office.

Temporary Assistance for Needy Families (TANF)

Colorado Works, also known as Temporary Assistance for Needy Families (TANF), provides cash assistance to families in need to help them achieve self-sufficiency. If eligible, you’ll receive monthly benefits and access to job preparation and work support. Eligibility is dependent on income, resources, residency, and other factors. Applications can be submitted online via Colorado PEAK or at the local county office.

Colorado Child Care Assistance Program (CCCAP)

This program provides financial assistance to eligible families who are working, searching for employment, or getting trained for work. The amount of aid varies based on your family size and income. You can apply online through Colorado PEAK or at your local county office.

Low-Income Energy Assistance Program (LEAP)

LEAP aims to help low-income families and individuals meet their winter home heating needs. The eligibility criteria are based on income, household size, and heating costs. Applications are only accepted from November 1 through April 30. You can apply online or print out and mail a paper application to LEAP.

Non-profit Agencies

Lakewood Legacy Foundation

This local non-profit provides small grants to help families facing immediate financial emergencies like sudden job loss, health emergencies, or housing crisis. Contact them directly to apply for assistance.

Mile High United Way

Mile High United Way helps struggling individuals and families in Lakewood. Their services include food, housing, medical services, job training, and child care assistance. You can dial the 211 for assistance.

Jefferson Center for Mental Health

Besides emotional and mental support, this non-profit offers aid with basic needs, access to healthcare, and housing resources. Call their main line to get started.

Strategies to Overcome Financial Challenges

Develop a Budget Plan

Budgeting allows you to have a clear picture of your income and expenses, enabling you to stretch your dollars further.

Increase Your Income

Seek additional part-time work, gig jobs, or selling unnecessary items to boost your income.

Save for Emergencies

Try to save even a small portion of your income to construct an emergency fund. This can be your financial safety net when unexpected expenses occur.

With the right assistance and careful financial planning, individuals and families in Lakewood, Colorado, can make it through tough financial times and emerge stronger.